ARCHIVED
This job listing has been archived and is no longer accepting applications.
MisuJob - AI Job Search Platform MisuJob

Operational Risk Senior Specialist

Wise

Tallinn, , Estonia permanent

Posted: January 22, 2026

Interested in this position?

Create a free account to apply with AI-powered matching

Job Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.

For everyone, everywhere.

More about our mission and what we offer.

We’re looking for a Operational Risk Senior Specialist to join our growing Payment Operations team in Tallinn.

Your mission is to identify operational risks and controls, working with operational, product and other teams to coordinate assessment, mitigation and monitoring of operational risks. You’ll drive risk awareness culture within Payment Operations and across the company. You’ll be responsible for identifying, assessing, monitoring and risk mitigation initiatives across different Payment Operations teams and you’re expected to drive projects that impact the whole organisation.

Here’s how you’ll add value to the team:

• Help teams analyse new and existing products and operational processes, assessing risks and working with stakeholders to reduce risks to an acceptable level;
• Proactively identify risks, inefficiencies, and improvement opportunities, and initiate strategic projects to address them;
• Independently execute various risk-related tasks, such as monitoring controls, conduct risk assessments, analyze data, and investigate potential issues;
• Assess and test existing controls, work with stakeholders to improve existing controls and implement new ones;
• Drive risk awareness across Payment Operations and ensure alignment in risk management policies, procedures, and methodologies across the whole organisation;
• Cooperate with various other teams in Wise, including Group Risk, Compliance, Finance, Audit;
• Drive risk mitigation projects and ensure their timely completion. Own issue remediation activities using our risk management tool (Audit Board) to ensure appropriate risk focused prioritisation;
• Perform monitoring routines over various topics, reporting the results.

• You’re placed in Tallinn, Estonia, or willing to relocate here (we’re supporting relocation for this role but you must have a right to work in Estonia, e.g. EU citizen)
• You’ve solid experience in working with operational risk management either in 1st or 2nd Line of Defence teams. Experience in a FinTech is a bonus.
• You’re data-driven, able to prioritise the value add, measure the impact and have a proven track record of moving metrics and reaching your KPI goals.
• You’ve a proven ability to identify, assess, and analyze complex risks.
• You’ve a keen eye for detail and are resilient when facing difficult tasks.
• You’ve a strong understanding of risk management frameworks, methodologies, and tools.
• You’ve strong analytical, problem-solving, and decision-making skills.
• You’ve experience as a project manager and are able to drive larger projects.
• You take responsibility for your domain and take initiative.
• You’re a great communicator. You’ll quickly pick up on how best to communicate effectively across different audiences, and when either giving or receiving feedback.
• You explain problems clearly and include others in the team to discuss solutions. You’re able to persuade others and you aren’t afraid to challenge something when you need to.
• You’ve experience in working across different teams, from operational, product development to external partners, and you're comfortable taking responsibility in challenging situations.
• Your intellectual curiosity has no limit and this is your guiding light. You have the self-awareness to understand when you don’t know something and the humility to learn.

If this sounds the next challenge for you apply latest by 13th of February by submitting your CV.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Why Apply Through MisuJob?

AI-Powered Job Matching: MisuJob uses advanced artificial intelligence to analyze your skills, experience, and career goals. Our matching algorithm compares your profile against thousands of job requirements to find positions where you have the highest chance of success. This saves you hours of manual job searching and ensures you only see relevant opportunities.

One-Click Applications: Once you create your profile, applying to jobs is effortless. Your resume and cover letter are automatically tailored to highlight the most relevant experience for each position. You can apply to multiple jobs in minutes, not hours.

Career Intelligence: Beyond job matching, MisuJob provides valuable career insights. See how your skills compare to market demands, identify skill gaps to address, and understand salary benchmarks for your experience level. Make data-driven decisions about your career path.

Frequently Asked Questions

How do I apply for this position?

Click the "Register to Apply" button above to create a free MisuJob account. Once registered, you can apply with one click and track your application status in your dashboard.

Is MisuJob free for job seekers?

Yes, MisuJob is completely free for job seekers. Create your profile, get matched with jobs, and apply without any cost. We help you find your dream job without any hidden fees.

How does AI matching work?

Our AI analyzes your resume, skills, and experience to understand your professional profile. It then compares this against job requirements using natural language processing to calculate a match percentage. Higher matches mean better fit for the role.

Can I apply to jobs in other countries?

Absolutely. MisuJob features jobs from companies worldwide, including remote positions. Filter by location or look for remote opportunities to find jobs that match your preferences.

Ready to Apply?

Join thousands of job seekers using MisuJob's AI to find and apply to their dream jobs automatically.

Register to Apply