Non Borrowers Institutions Manager - Iraq- Baghdad

• Develop and enhance banking products and solutions that meet corporate clients’ needs, including deposit and liquidity management products.
• Strengthen digital and institutional banking services such as electronic payments, digital channels, and cash management.
• Build and expand institutional relationships and coordinate with specialized departments at head office.
• Conduct field visits to corporate clients to identify their financial needs and ensure high-quality service delivery.
• Manage relationships with non-borrowing clients, ensuring continuous engagement and satisfaction.
• Promote the bank’s corporate products and services through direct and cross-selling to attract new clients and deposits.
• Address client inquiries and resolve issues promptly.
• Monitor and attract deposits and current accounts while preparing regular sales and performance reports.
• Implement sales targets and action plans to achieve unit and departmental goals.
• Coordinate internally to fulfill client requirements and obtain necessary approvals.
• Manage and grow major deposit relationships to optimize the bank’s liquidity position.
• Identify and target key clients with comprehensive sales strategies.
• Participate in deposit pricing decisions by monitoring market trends and competitor rates to maintain competitiveness and increase market share.

Requirements:
• Bachelor’s degree in Business Administration, Banking, or a related field.
• Minimum of 10 years of practical experience in banking operations, business development, and client relationship management, including at least 5 years in a supervisory or managerial role.
• Proficient in English (written and spoken).
• Strong leadership, supervisory, and management skills.
• Excellent planning and organizational abilities.
• Strong decision-making capability.
• Advanced analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Strong persuasion and negotiation abilities.
• Proficient in cross-selling and up-selling banking products and services.
• Good knowledge of internal and external policies and procedures governing banking operations.
• Familiarity with Companies Law, Banking Law, and Central Bank regulations and guidelines.
• Thorough knowledge of the bank’s products and services.
• Ability to motivate teams and foster a collaborative work environment.
• Proficient in computer use and familiar with applied banking systems.