Money Laundering Reporting Officer (MLRO)

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 65+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Compliance is a key team that ensures Revolut’s products and processes meet the regulatory requirements and translate this into the best customer outcomes. They’ve got an outstanding ability to find solutions and carry out testing in a purely digital environment. Those data-driven experts know that better people and machines are the most effective way of managing conduct risk

We’re looking for a Money Laundering Reporting Officer to ensure that the Financial Crime and Anti-Money Laundering Control Frameworks of Revolut are fully operating effectively against money laundering. You‘ll design and shape the future of oversight and compliance by quickly identifying money laundering risk and maintaining our systems and controls, considering a range of factors.

Up for the challenge? Let’s get in touch.

What you'll be doing

Defining, developing, managing, refining, and documenting the Financial Crime and AML programme
Working closely with the Group FinCrime function and senior managers to identify, assess, and mitigate regulatory compliance risks
Determining identification and verification standards for customer take-on and AML compliance
Managing the suspicious activity reporting process, internally and externally
Communicating with staff to ensure they understand their responsibilities and are trained in Revolut policies and procedures to identify financial crime
Escalating suspicious activity by making internal reports, and making external reports to regulators and other law enforcement bodies in a timely manner
Receiving and promptly responding to inquiries from law enforcement agencies
Serving as a liaison to local authorities, managing filings to the local Financial Investigation Unit
Supporting the business where necessary regarding the launch of new features to ensure regulatory requirements are met
Collaborating with internal compliance teams to identify steps to mitigate regulatory risks and provide recommendations

What you'll need

A bachelor’s degree
5+ years of experience in an MLRO role
3+ years of experience in a crypto-related compliance role
Team management skills with the ability to oversee compliance and control activities within a global payment processing environment
Knowledge and experience of best practice in financial services regulation, fraud detection methodologies, and emerging practice in financial crime and money laundering typologies
Great communication skills with the ability to motivate others
Problem-solving and decision-making skills, with the ability to analyse complex information to identify the key issue/action and drive resolutions
Deep knowledge of the UAE regulatory environment and key financial crime regimes
An understanding of payment systems and markets with a focus on technology and mobile applications
Fluency in English

Nice to have

A master’s degree or professional qualification from an internationally recognised body, such as ICA or ACAMS

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates:

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By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice