MFS Data Reconciliation Officer, Fintech

Optasia is a fully-integrated B2B2X financial technology platform covering scoring, financial decisioning, disbursement & collection. We provide a versatile AI Platform powering financial inclusion, delivering responsible financing decision-making and driving a superior business model & strong customer experience with presence in 39 Countries anchored by 7 Regional Offices.

We are seeking for enthusiastic professionals, with energy, who are results driven and have can-do attitude, who want to be part of a team of likeminded individuals who are delivering solutions in an innovative and exciting environment.

The MFS Data Reconciliation Officer is responsible for ensuring the accuracy, integrity, and consistency of financial and transactional data across mobile financial service platforms. This role involves reconciling transactions between internal systems, partner banks, telecom operators, and third-party service providers, identifying discrepancies, and ensuring timely resolution.

What you will do

Transaction Reconciliation

• Perform daily, weekly, and monthly reconciliation of MFS transactions (wallet, bank, agent, merchant).
• Compare transaction records between: Core banking systems, Mobile money platforms, Switches/payment gateways, and Partner institutions
• Identify and investigate discrepancies (missing, duplicated, failed, or delayed transactions).

Exception Handling & Resolution:

• Analyze reconciliation breaks and determine root causes.
• Work with internal teams (IT, operations, finance) to resolve mismatches.
• Escalate unresolved issues in a timely manner.
• Maintain logs of all discrepancies and resolutions.

Settlement Monitoring

• Monitor settlement accounts (bank and wallet float accounts).
• Ensure timely settlement of transactions between partners.
• Verify settlement reports and confirm accuracy of balances.

Data Integrity & Control

• Ensure completeness and accuracy of transaction data.
• Implement and maintain reconciliation controls and procedures.
• Support audits by providing required reconciliation documentation.

Compliance & Risk Management

• Ensure adherence to regulatory requirements and internal policies.
• Identify potential fraud or suspicious transactions.
• Support risk and compliance teams in investigation

What you will bring

• Bachelor’s degree in: Accounting, Finance, Economics, Information Systems or related field
• 2–5 years’ experience in financial reconciliation, mobile money/fintech operations, banking or payment systems
• Strong knowledge of reconciliation processes and an understanding of mobile money/MFS ecosystem
• Proficiency in Excel (advanced functions, pivot tables, VLOOKUP/XLOOKUP), proficiency in SQL is preferred.
• Data analysis tools, analytical skills and high attention to detail
• Strong problem-solving ability
• Ability to analyze large datasets and identify anomalies
• Good communication and reporting skills
• Time management and ability to meet deadlines
• Ability to work under pressure

Why you should apply

What we offer:
💸 Competitive remuneration package
🏝 Extra day off on your birthday
💰 Performance-based bonus scheme
📲 💻 All the tech gear you need to work smart

Optasia’s Perks:
🎌 Be a part of a multicultural working environment
🎯 Meet a very unique and promising business and industry
🌌 🌠 Gain insights for tomorrow market’s foreground
🎓 A solid career path within our working family is ready for you
📚 Continuous training and access to online training platforms

Optasia’s Values 🌟
#1 Drive to Thrive: Fully dedicated to evolving. We welcome all challenges and learning opportunities.
#2 Customer-First Mindset: We go above and beyond to meet our partners’ and clients’ expectations.
#3 Bridge the Gap: Knowledge is shared, information is exchanged and every opinion counts.
#4 Go-Getter Spirit: We are results oriented. We identify any shortcomings that hold us back and step up to do what’s needed.
#5 Together we will do it: We are committed to supporting one another and to understanding and respecting different perspectives, as we aim to reach our common goals.