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Manager, Software Engineering, Backend ( Repayment International)

Affirm

Remote Spain (Remote Poland, Remote Spain) Remote permanent

Posted: March 26, 2026

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Quick Summary

Manage the development of software engineering tools and systems to assist customers with repaying their loans in a convenient manner.

Job Description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Repayments Nexus is looking for a Manager of Software Engineering to help build the tools and systems to allow our customers to repay their loans in the most convenient way possible. The Repayments Nexus is a group entirely based in Europe, owning the end-to-end repayments consumer experience, from the “Manage” tab in our Affirm mobile app to Collections and Recoveries.

The Repayments team's vision is to develop easy, transparent, and flexible repayment experiences that retain our customers for life—through good times and bad times—which is a critical element of our strong unit economics at Affirm.

We're looking for a highly motivated manager to build and lead our new International team for the Repayments area. If you are passionate about creating world-class user experiences and excited by the challenge of launching products in new regions, join us. Help build the next generation of Affirm's platform and define our presence around the world.

What you’ll do


Lead, mentor, and grow an engineering team responsible for the repayment processes in our international expansion journey.


Mentor engineers on the team to help improve their designs, code quality, and testing.


Own availability, reliability, and performance of your team’s systems.


Partner with product managers to design and build best-in-class systems and processes for collections.


Partner with a diverse set of engineering teams who build solutions throughout the entire lifecycle of a loans repayment at Affirm


Build relationships and engage with senior management in the organization

What we look for


7+ years of proven experience as a software engineer role with leadership responsibilities and 1+ years as an engineering manager.


Drive to change consumer financial services for the better.


Prior experience growing and managing a high performing engineering team.


Fluency in back end development.


Prior experience architecting, building, launching and maintaining consumer scale products.


Strong cross-team communication and collaboration skills.


Knowledge of basic loans lifecycle and delinquency assessment is a plus.

Compensation and Benefits

Base Pay Grade - P

Equity Grade - Spain 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: € 101,000 - 131,000

Additional benefits include:

• Flexible Spending Wallets for tech, food and lifestyle

• Away Days - wellness days to take off work and recharge

• Learning & Development programs

• Parental leave

• Employee Resource & Community Groups

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

Location - Remote Spain

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents

• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses

• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge

• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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