Manager - Capital Markets Loan Operations

About Tala

At Tala, we’re applying advanced technology and human creativity to solve what legacy institutions can’t or won't. We are a global financial infrastructure company on a mission to unleash the economic power of the global majority, recognizing that today’s financial infrastructure doesn’t work for most of the world’s population.

We’re the first and only platform to combine the intelligence of a credit bureau, the payments execution of a fintech, and the relationship expertise of a bank into one vertically integrated solution. Our platform is powered by an expansive moat of proprietary data and AI/ML decisioning technology, enabling us to deliver instant, reliable liquidity personalized to every customer's needs. Through our flagship credit app, we’ve disbursed over $7 billion in credit to more than 12 million customers across Latin America, Southeast Asia, and East Africa. These customers have leveraged Tala products to start and expand small businesses, manage day-to-day needs, and pursue their financial goals.

Our pioneering work and proven impact have earned us consistent recognition, including being named to:

CNBC’s Disruptor 50 for five years.
CNBC’s World's Top Fintech Companies for two consecutive years.
Forbes’ Fintech 50 list for nine consecutive years.

Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala's success.

Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.

Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!

About the Role

We are seeking a highly proactive, results-driven, and team-oriented professional to join our team as Manager, Capital Markets Loan Operations. This role is critical to help manage our existing loan portfolios and ensure we have sufficient liquidity as we continue to scale operations.

Success in this role demands strong technical corporate finance skills, experience with high-volume loan portfolios, and a track record of successful loan operations execution (acquired at a bank, mortgage company, or fintech). We are a mission-driven team, and are seeking a collaborative individual to bring a critical thinking approach, combined with the ownership mindset of a builder: someone who thrives in ambiguity, learns independently, and communicates cross-functionally with clarity and initiative.

What You'll Do:
Support Lending Activities

• Monitor loan disbursement and documentation; ensure loan tape is in compliance with lending guidelines and restrictions set by our capital providers.

• Support the ongoing diligence, compliance, and reporting processes, for Tala’s lenders and capital providers.

• Partner with legal, operations, and accounting teams to ensure loans are properly onboarded, accounted for, and documented.

• Support Data & Analytics team to verify that loans are booked correctly and all data fields are accurate; ensure that all post-closing documents are in order and match credit underwriting criteria.

Facility Management

• Support ongoing investor relations, investor/lender reporting, and relationships with banks, lenders, investors, and intermediaries, particularly loan channeling partners in SE Asian markets.

• Build and monitor dashboards and reports to track new loan origination, loan repayments, performance statistics and adherence to Tala lender contractual requirements.

• Coordinate loan collateral tracking, cash balance tracking, and borrowing base adequacy across Finance, Accounting, and Treasury teams.

• Support refinancing, upsizing, product, and underwriting enhancements as needed.

Loan Portfolio Reporting & Technology Integration

• Manage covenant compliance for existing debt portfolio; ensure loan portfolios are aligned with risk management policies.

• Ensure all loans are in compliance with local regulatory requirements.

• Implement and maintain next-generation portfolio management software systems.

• Partner with the Product and Engineering teams to automate portfolio reporting and analytics work flows.

• Perform portfolio performance tracking and delinquency reporting.

What You'll Need:
• 2+ years of loan processing or loan officer roles at a bank, commercial lender, or similar financial institution.

• Proven ability to self-start and figure things out independently in dynamic, unstructured environments.

• Strong cross-functional communication skills.

• Deep understanding of asset-based finance, debt structuring, fintech lending, payments, decentralized finance, stablecoins, asset tokenization and securitizations.

• Proven ability to prepare financial models, internal and external reporting memoranda (i.e. Confidential Information Memos and Portfolio Summaries).

Our vision is to build a new financial ecosystem where everyone can participate on equal footing and access the tools they need to be financially healthy. We strongly believe that inclusion fosters innovation and we’re proud to have a diverse global team that represents a multitude of backgrounds, cultures, and experience. We hire talented people regardless of race, religion, color, national origin, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.