Loans & Distributions Specialist, (ARPS)

Who we are:

Strongpoint Partners is tech-enabled retirement services platform serving small- to mid-sized businesses with integrated retirement third party administration, recordkeeping, payroll, and HR solutions. Recognized as one of Inc. 5000’s Fastest Growing Private Companies in America and certified as a Great Place to Work, Strongpoint offers a suite of services that prioritizes accuracy, compliance, and reduction of regulatory risk for its clients, delivered by local client success teams that understand the nuances of the markets they serve. With a coast-to-coast network of 19 leading firms including HowardSimon ("HSR"), Jocelyn Pension Consulting ("JPC"), Retirement Strategies Group (“RSG”), Retirement Planners and Administrators (“RPA”), Pension Financial Services (“PFS”), Pollard & Associates ("PA"), Carlson Quinn ("CQ"), SI GROUP ("SIG"), Retirement Planning Consulting Group (“RPCG”), Karel-Gordon & Associates ("KGA"), Cash Balance Actuaries ("CBA"), Pension Consultants, Inc. (“PCI”), Actuaries Unlimited (“AUI”), California Retirement Plans (“CRP”), Benefit Equity ("BEI"), United Benefit Pensions, Inc. ("UBP"), Creative Retirement Systems ("CRS"), Associated Pension Consultants ("APC"), Allied Consultants, Inc. ("ACI"), American Retirement Plan Services, LLC (“ARPS”), and SMS Retirement (“SMS”). Strongpoint Partners combines a relentless passion for service and innovation with the experience and expertise required to make retirement work for everyone. For more information, please visit: www.strongpointpartners.com.

Experienced Loans & Distributions Specialist

About American Retirement Plan Services, (ARPS):

A boutique, consulting-focused firm headquartered in Baltimore County, MD that delivers tailored services primarily to small and medium-sized businesses, offering expert guidance and hands-on support across a range of plan types. ARPS is an operating partner of Strongpoint Partners, a leading tech-enabled financial services retirement platform.

Position Summary

ARPS is seeking an experienced and detail-oriented Loans & Distributions Specialist to support the administration of qualified retirement plans. This role is responsible for coordinating participant loan and distribution activity, ensuring timely and accurate processing while maintaining compliance with ERISA and plan regulations.

The ideal candidate will have hands-on experience processing retirement plan loans and distributions across multiple recordkeepers and brokerage platforms and will be comfortable managing requests from initiation through completion. Experience with plan terminations, automatic rollovers, and participant communications is highly valued.

Key Responsibilities

• Coordinate and process participant distributions and loan requests for qualified retirement plans accurately and efficiently

• Communicate with plan sponsors, participants, recordkeepers, and internal teams regarding loan and distribution activity

• Review loan applications and prepare promissory notes and amortization schedules

• Track loan and distribution requests from initiation through completion

• Maintain accurate documentation and transaction records while ensuring compliance with plan provisions and regulatory requirements

• Assist with plan termination distributions and automatic rollover processes

• Work across multiple retirement plan recordkeepers and brokerage platforms to facilitate processing and resolve issues

• Support internal teams with participant and operational inquiries related to loans and distributions

• Ensure all processing adheres to ERISA guidelines and retirement plan regulations

• Identify opportunities for process improvement and operational efficiency

Qualifications

• Proven experience processing loans and distributions for qualified retirement plans

• Strong understanding of ERISA rules and regulations related to retirement plan loans and distributions

• Familiarity with multiple retirement plan recordkeepers and their loan/distribution procedures

• Experience with plan terminations and automatic rollover processes preferred

• Proficiency in Microsoft Excel, Outlook, and Microsoft 365

• Familiarity with Ft. William Plan Documents and Compliance Systems is a plus, but not required

• Strong attention to detail and ability to perform accurate basic math calculations

• Excellent organizational and documentation management skills

• Strong written and verbal communication skills

• Ability to manage multiple priorities independently in a deadline-driven environment

PLEASE NOTE

Candidates with prior retirement industry experience and direct exposure to qualified plan loan and distribution processing will be strongly preferred. This role requires a high degree of accuracy, organization, and responsiveness in a fast-paced client service environment.

Our Value-Driven Employee Experience:

• Flexible Workplace – Hybrid and remote options available for many roles.

• Flexible PTO – Competitive paid time off, including flexible & unlimited options.

• Inclusive Environment – A culture that values diversity, collaboration, and respect.

• Growth Opportunities – Support for ongoing learning and career development.

• Comprehensive Benefits – Health, dental, vision, life, and disability coverage.

• Workplace Perks – Incentive bonus programs, flexible hours, & more.

**Specific benefits and programs may vary by partner and position.