Loan Review Analyst

Who We Are
At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we’re the team behind Money Mart—Canada’s largest non-bank branch network—and a leader in financial solutions for underserved communities.

From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect millions of customers each year to the money they need, when they need it.

At MFSG, we work together across teams and functions to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you’re solving problems, building systems, or shaping strategy, your work fuels real support for real people.

We’ve Got You Covered

• Compensation Philosophy – Competitive pay aligned with experience and market standards

• Discretionary Annual Bonus – Rewarding both individual and company performance

• Comprehensive Benefits – Health and dental coverage with premiums fully paid, plus access to an Employee Assistance Program

• Retirement Plans – Helping you plan and save for the future

• Hybrid Work Environment – Flexibility to balance remote and in-office collaboration; enjoy our corporate HQ spaces designed for teamwork and creativity

• Perks and Rewards – Tuition reimbursement, professional development support, discounts through Perkopolis, and recognition programs that celebrate your impact

The Job: Loan Review Analyst

The Loan Review Agent will review and assess loan applications for fraud risk, policy adherence, and decision integrity, ensuring accurate adjudication and mitigation of potential fraud losses.

How You’ll Make an Impact:

• Loan Review & Fraud Detection

• Conduct comprehensive review of loan applications, supporting documentation, and approval decisions.

• Assess borrower information, income validation, credit history, and documentation authenticity to ensure accuracy and completeness.

• Utilize internal systems and fraud detection tools to evaluate application risk and determine appropriate action.

• Risk Assessment & Decision Support

• Apply internal lending policies, risk frameworks, and regulatory requirements when evaluating loan files.

• Document findings clearly and support final adjudication decisions with evidence-based rationale.

• Escalate high-risk or complex cases to Team Lead or Risk partners.

• Investigation & Case Management

• Investigate suspicious activity by gathering additional documentation or collaborating with internal stakeholders.

• Maintain detailed case notes and ensure proper documentation for audit and compliance purposes.

• Support broader fraud investigations and provide required documentation when needed.

• Policy Adherence & Compliance

• Ensure all reviews meet internal quality standards, compliance requirements, and service-level expectations.

• Stay informed on emerging fraud schemes, regulatory updates, and changes to internal policies.

• Collaboration & Continuous Improvement

• Partner with cross-functional teams (Fraud, Risk, Credit, Legal, Complaints) to mitigate fraud risk and improve processes.

• Identify reoccurring risk trend or operational gaps and provide feedback to leadership from process enhancement.

What You Bring:

• High School Diploma. Associate degree preferred or equivalent work experience.

• 2 – 5 years of overall experience with the company.

• 2 – 5 years of experience in current role.

Ready to apply your Loan Review expertise to make a real impact? Join us and help shape the future of MFSG. Apply today and let’s build the future of MFSG, together.

Committed to Equal Opportunity: MFSG is committed to accommodating applicants up to the point of undue hardship during the recruitment, assessment and selection process. If you are selected for an interview, please notify MFSG if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation, MFSG will work with you to determine how to meet your needs.

About MFSG – Our Commitment to Responsible Innovation

At MFSG, we are committed to building innovative solutions grounded in ethical, transparent, and responsible use of data and technology. Aligned with the principles outlined in Canada’s Artificial Intelligence and Data Act (AIDA), we take a proactive approach to ensuring that any AI or data-driven systems we use are safe, fair, and accountable.

This posting is for a current position within our organization, offering the opportunity to contribute to meaningful, responsible innovation that supports our employees, clients, and communities.

We prioritize strong data governance, clear communication around how systems work, and safeguards that reduce risks and protect individuals. Our focus is on developing tools and processes that promote equity, reliability, and trust, supported by ongoing monitoring and continuous improvement.

Joining MFSG means contributing to a future-focused organization that values both innovation and integrity, where your work helps shape solutions that responsibly support our employees, clients, and communities.