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Lead System Architect

Visa

Bengaluru, INDIA, India permanent

Posted: February 16, 2026

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Quick Summary

As a Lead Systems Architect at Visa, you will be responsible for designing and implementing scalable and secure systems to support the company's global payments business.

Job Description

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.

As Lead Systems Architect, you will lead and manage several strategic initiatives in the Visa Commercial Solutions group.

The architecture group in Visa Commercial Solutions oversees and provides strategic direction on several regional/market-specific and horizontal/cross-cutting initiatives. We ensure that the solutions are built is in alignment with the architecture and software target state of the platform.

As Lead Systems Architect, you will need to innovate around solution approaches in a way that can deliver value in an agile, incremental fashion to our clients, while at the same time ensuring that broader architectural goals/tenets are met. In that sense, architects must play the role of both product-owner and core technology owner simultaneously at ease. The role will involve closely collaborating with a global network of architects and business folks across Visa to achieve the objectives.

Key payment flows such as Virtual Payables, Digital Wallet, Fast Data APIs, and Cross-Border Payments are handled in Visa Commercial Solutions. In addition, several core horizontal platform/infrastructure services that form building blocks for numerous product lines internally within Visa are also under the architecture group's radar.

Architects deliver high level architecture and design artifacts for several such large initiatives. In addition, architect guide development teams on detailed design artifacts. The architecture group is a core part of the engineering team participating in the entire software development lifecycle. You will play a key role in ensuring business requirements are translated into secure, scalable, and efficient software system designs.

Whenever the need arises, you will need to be able to roll up your sleeves and quickly prototype new approaches to demonstrate viability of creative initiatives/ideas/technologies. You will provide the thought leadership on existing and emerging payment trends to develop a vision for specific areas of solution with an eye toward applicability across the greater client base. You will also stay abreast of new technology trends, innovations, and asks from Visa's strategic partners to enhance our existing products or create new solutions with a faster time-to-market.

If you enjoy working in a fast-paced organization, a good problem solver, have a passion for using architecture to solving challenging business problems, and have an innovative spirit, we would love to hear from you.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Basic Qualifications

*13+ years of relevant work experience with a Bachelor’s Degree or at least 7 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 4 years of work experience with a PhD, OR 13+ years of relevant work experience.

Preferred Qualifications

* 12 or more years of work experience with a Bachelor’s Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD

* Bachelor's Degree in Computer Science, Computer Engineering or related technical field required. Masters Degree or other advanced degree preferred.

* Very strong interpersonal, facilitation, team building, and leadership skills along with effective communication (both written and verbal) skills and the ability to present complex ideas in a clear, concise way, ability to influence and develop relationships with key partners

* Proven experience as Systems Architect or in a similar role, with a track record of successfully delivering complex software systems.

* Expertise in designing distributed systems and microservices architectures.

* Solid knowledge of one or more programming languages. Java language preferred.

* Experience using Generative AI in software development process, in customer-facing features and internal processes optimization.

* Experience with public cloud technologies and deployments. Experience with containerization technologies and orchestration tools (Docker, Kubernetes).

* Excellent problem-solving skills and the ability to analyze complex systems to identify opportunities for improvement.

* Ability to quickly churn proof-of-concepts/prototypes as needed to demonstrate new ideas or approaches.

* Solid knowledge of secure software development lifecycle and security practices.

* Extensive experience in API design and in system and component design with attention to API security

* 12+ years of relevant experience with 3+ years of experience in technical leadership role.

* Good understanding on emerging technology trends in the fields of systems, data, AI that can be used to deliver innovative solutions.

* API-first mindset when building products

* Experience in using UI frameworks (micro-frontend) and increasing architectural coverage of Visa Commercial Solutions delivery space.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

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