Junior AML - Transaction Monitoring - French Market

Our mission and customers

Our platform simplifies banking and finance management for SMEs today, so that they can build their tomorrow. We offer a finance management platform with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 53,000+ reviews.

Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75. This level of satisfaction is far above typical traditional banking scores, often ranging from 3 to 12, sometimes even lower.

Our journey

Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000 customers across 8 European countries: France, Germany, Italy, Spain, Portugal, Austria, Belgium, and the Netherlands. We have been profitable since 2023, and we are just getting started as we want to become the indisputable European leader in SME finance management.

Our beliefs

We hire for skills and potential. With 80+ nationalities, 45% women, and 56% of women in our leadership team, diversity is simply part of who we are.

We've built a discrimination-free hiring process because we believe the best teams are built on merit.

AI at Qonto

We see AI as a catalyst for our success.
We always choose thinking over routine. That's why AI is already deeply embedded in how we work - not as a trend, but as a way to raise the bar for the entrepreneurs who count on us. That is why we grant our Qontoers unlimited access to the best AI tools on the market - Claude Code, Cursor, Copilot, Dust, and Notion AI.
We want people who experiment without waiting for permission. Who push AI beyond the obvious. Who know when to trust it and, more importantly, when to question it.

Already pushing AI limits? You'll fit right in.

Join the French team of AML /CFT officers, to perform operational controls and ensure our client base is not exposed to Money-laundering or Terrorist Financing risks.

As a Junior AML/CFT Officer, you will work closely with Monica, our AML/CFT Team Lead, to ensure a healthy customer base and combat financial crime in an innovative, fast-paced fintech environment.

👩‍💻🧑‍💻As a Junior AML/CFT Officer at Qonto, you will

• Identify and investigate suspicious activity/flows through automated and manual alerts.

• Analyze financial documents and statements to identify any suspicious patterns.

• Communicate with the customers and counterparts in order to obtain key information.

• Support other teams such as Onboarding, Customer Service, and Banking Operations when there are suspicions regarding a customer.

• Work in alignment with the Financial Security team, who is in charge of declaring the cases handled by AML.

🤔 What you can expect

• A great team of 40+ AML Officers from 🇫🇷,🇮🇹,🇪🇸,🇩🇪;

• Responsibilities and decision-making;

• Hyper-growth & international environment;

• Exciting career opportunities;

• Continuous improvement of alert processing systems and fraud detection methods.

🤝 Your Future Manager

Her Path: With over six years of dedicated experience in the financial sector, Mónica has become an expert in AML/CFT. Her career trajectory at Qonto began as a Customer Success Manager, where she sharpened her skills in customer satisfaction and operational excellence.

Her progression to leading the Spanish & Portuguese AML/CFT team highlights her strategic vision and commitment to compliance. Her diverse background, including roles at Marsh & McLennan and legal training, equips her with a comprehensive perspective on risk management and compliance.

What she can bring to you: Mónica encourages autonomy, enabling her team to maintain high standards while fostering a collaborative environment. Her leadership style values clear communication and a structured approach, ensuring continuous learning and process improvement. Under her guidance, you'll find the support to grow professionally while contributing to safeguarding financial assets across international markets.

🏅About You

• Experience: You have up to 1 year of experience in the field (anti-money laundering, financial crime, etc.)

• Problem-solving: You have been trained in problem-structuring and analysis in a consulting firm or bank for at least 6 months

• Analytical mindset: You are comfortable with numbers and have a good command of Excel for day-to-day use

• Organizational skills: You are extremely rigorous and curious with investigative abilities

• Synthesis: You have a capacity for synthesis and know how to look at the big picture of your subjects

• Languages: You are fluent in both French and English.

At Qonto, we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along!

Our hiring process

- Interviews with your Talent Acquisition Manager and future managers (1 hour each)
- A remote or live exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

On average, our process lasts 20 working days - more information here on our candidate journey.

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