Head of Corporate Portfolio Risk Management

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About the Role

We are seeking an experienced and strategic Head of Corporate Portfolio Risk Management to lead the oversight of the Bank’s corporate credit portfolio. The role is responsible for ensuring resilient asset quality through forward-looking risk management, including the integration of macro-economic indicators, sectoral trends and systemic risk signals into portfolio monitoring, stress testing and strategic decision-making.

This is a senior leadership position requiring strong credit risk expertise, deep macro-economic understanding and the ability to translate complex data into actionable insights for proper decision-making.

Key Responsibilities

• Provide end-to-end oversight of the corporate credit portfolio, monitoring asset quality, concentration risks and portfolio performance trends
• Integrate macro-economic metrics (GDP growth, inflation, interest rates, FX dynamics, sectoral cycles, geopolitical risk indicators, etc.) into portfolio risk assessments and early warning frameworks
• Establish and manage the concentration risk framework in line with the risk appetite framework, recommending timely risk mitigation actions
• Identify emerging risks through forward-looking analytics, combining internal credit data with external macro-economic and market indicators
• Continuously track and analyze market developments, including macroeconomic, regulatory and sector-specific trends
• Lead portfolio stress testing and scenario analysis, assessing the impact of adverse macro-economic developments on asset quality, capital and provisions
• Oversee portfolio-level analytics, including rating migration, stage allocation, provisioning dynamics, and management overlays driven by macro-economic outlooks
• Prepare and present portfolio insights to management and board-level committees, clearly articulating risks, mitigants and strategic implications
• Act as a strong second-line challenge, ensuring sound risk governance while supporting sustainable and risk-adjusted business growth
• Lead, develop and mentor the corporate portfolio risk management team
• Collaborate closely, effectively with corporate business, Underwriting, Finance, ERM and other key stakeholders

Required Qualifications & Experience

• Proven experience in banking or financial services, with demonstrated senior-level responsibility and decision-making authority
• Demonstrated expertise in macro-economic analysis and its application to credit and portfolio risk management
• In-depth understanding of credit risk fundamentals, including portfolio behavior, risk migration, and overall asset quality dynamics
• Solid understanding of IFRS 9 provisioning and stress testing methodologies, with sound knowledge of macroeconomic indicators and their implications for portfolio management
• Strong organizational and prioritization skills, with the ability to meet deadlines and manage complex projects
• Prepare and deliver clear, concise and comprehensive risk-related communications and presentations to key stakeholders, management and Board-level committees

Skills & Competencies

• Strong analytical mindset with the ability to synthesize macro-economic data, portfolio analytics, and risk metrics into clear recommendations
• Advanced proficiency in Excel and experience with analytical tools
• Ability to interpret macro-economic trends and translate them into concrete risk actions
• Excellent leadership, communication and stakeholder management skills
• High level of professional integrity, independence and sound risk judgment
• Ability to challenge constructively and balance risk discipline with business objectives

Education & Certifications

• Master’s degree in finance, Economics, Risk Management, Business or a related field
• Professional certifications such as FRM, CFA, or similar are considered an advantage
• Fluency in English, with strong written and verbal communication skills

TBC processes the personal data of the candidate in order to determine the suitability of the candidate for the vacancy, in accordance with the requirements of the Law of Georgia on Personal Data Protection. Information about the candidate may also be processed to determine the suitability of the candidate for future vacancies. Information about the candidate is stored for a maximum of 3 years. In case you do not want further data processing, want to change or delete data, please follow the link and contact us through the communication channels located at the same link https://tbcbank.ge/en/privacy-policy

TBC shares its information with companies included in the TBC Bank Group PLC. Subsidiary companies also ensure personal data processing in accordance with the law. If you do not wish to share your data with TBC Group companies, please contact us at the same link https://tbcbank.ge/en/privacy-policy

TBC conducts the selection process of candidates in compliance with the requirements of the Law on the Elimination of All Forms of Discrimination and the principles of equal treatment of persons and eliminates discrimination against persons on any grounds.

If you see signs of discriminatory treatment, contact us: 032 2 27 27 27 *1998;

We will contact you only those who will pass the first stage of selection and will be granted candidate status.