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Graduates - Lending Solutions (f/d/m)

SAP Fioneer

Munich, Bavaria, Germany Hybrid permanent

Posted: March 16, 2026

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Quick Summary

Join our team as a financial expert at SAP Fioneer to kickstart your career in software development and contribute to impactful projects in our Lending Division.

Job Description

Welcome future financial experts!

At SAP Fioneer we believe in building the future of financial services. Join us on a transformative journey as a part of our Graduate Program L.I.F.T = Level up in Fioneer Technology!

You will embark on a journey to kickstart your career within a global software company with a start-up mentality. Here, you'll be tackling real tasks and contributing to impactful projects within our Lending Division from day one.

We believe in your potential, providing time for learning and growth, ensuring that you become fully productive as soon as possible.

This is an extremely unique advantage of being part of the SAP Family with the advantages of a start-up like fast growing organization: the freedom to create and entrepreneurial ways of working in a talent-centric organization with great career opportunities arising.

This is your chance to work with passionate professionals and the best experts in the industry - have an impact, create true value. So what are you waiting for? Check out what it takes to become part of our L.I.F.T Program!

What will I be doing

From the first day you will be in a real life client environment helping companies in the financial services industry to achieve speed, scalability, and cost efficiency through digital business innovation, cloud technology, and lending solutions that cover banking processes end to end.

Together with your team you will take care of projects, introducing our innovative software solutions and make sure, that our customer's business models thrive through our consulting services.

Thereby, you will build up deep knowledge about our products and the customer's processes, which will help you become a valuable expert.

Our Promise to YOU

You get enough time for learning, so you will be fully productive and creating value after three months.

A unique opportunity: we combine all advantages of being a) a part of the SAP family (leading enterprise grade platform, well-known brand, sales & service with global reach and many more) with b) the advantages of a startup-like fast growing organization: the freedom to create and entrepreneurial ways of working in a talent-centric organization with great career opportunities arising


Requirements:
Degree Courses:

• Bachelor's/Master's degree in Computer Science, Information Technology, Physics, Mathematics, Business Administration, Economics, Banking, Finance

Your skillset:

• Strong analytical skills, including ability of strong quants and business judgement
• Basic knowledge in financial services/lending
• Interest in financial services topics/development
• The will to proactively drive and develop new solutions for our clients
• Personal openness towards social interactions
• Experience in working in interdisciplinary teams
• Experience in customer communication (nice to have)

You are a person who:

• Is searching for success
• Has an ambition to create solutions
• Has an entrepreneurial mindset

Topics Expertise / Interest:

• Credit Risk Management, Retail Banking/Lending , Commercial Banking/Lending


Benefits:
• Diverse career paths in Development, Consulting, Co-Innovation, and Sales
• No rigid paths here – we believe in growing together
• Embrace our ethos: Own it, become it
• Find work-life balance with both on-site and remote options
• Drive direct impact and create true value
• Enjoy competitive compensation, a fast-paced learning path, and mentorship

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