Fraud Operations Team Leader

About Jaja 

Our Mission: Empowering our customers to buy, borrow, and build—driven by tech, fuelled by data, and built for the future.

Our Company Values: Care Deeply, Adapt & Thrive, Challenge everything, Go for it! Own it, Make it Simple 

Jaja is an innovative UK based consumer finance business, leading initially with a digital credit card launched in 2018, and a pipeline of consumer finance solutions in the making. 

We are on a mission to redefine the consumer finance experience and liberate customers from needless complexity, wasted time and frustration. Or as we say it, Make Simple. 

We will delight our customers – making the customer experience simpler, more enjoyable, more intelligent – treating customers fairly and giving them more control of their money.

Why Join Us?

This is a chance to make a real impact in a growing business on a mission to change the face of the consumer finance industry forever. 

We have a collaborative team structure fuelled by an exciting mix of people, welcoming experienced people from the industry with both feet on the ground and tech-savvy dreamers who pave way for the new stuff. Come as you are and be yourself! 

Fraud Operations Team Leader | 📍Hybrid (Manchester – Minimum 2 Days Onsite)

Purpose of the Role

To lead and manage a customer facing operational team within our Fraud Operations function ensuring exceptional customer experience, operational efficiency, and compliance with regulatory requirements. 

About You 

We are looking for someone with Fraud operations experience and knowledge, to manage a team of fraud investigators. We are looking for a candidate with the right attitude, ethos and knowledge to be successful and are happy to receive applications from team leaders who have experience at both managing people and fraud processes.  The successful candidate will have a flair and passion for delivering exceptional customer service, providing high quality coaching, training and ongoing support to their team.  
We are looking for someone with a can-do attitude with the knowledge and initiative to support continued development of the Fraud Operations function. If you’re someone that loves to lead from the front, bring ideas to fruition and is an exceptional people person; we look forward to hearing from you!  

Key Accountabilities  

Day to day support and prioritisation of team deliverables  

Track and influence core KPI’s for an operational team 

Support recruitment and development of the team, including resource planning  

Work closely with the Fraud Operations Manager to ensure processes and SLAs are in line with regulation and dealt with adequate to levels of urgency  

Collaborate with fraud strategy teams, providing a feedback loop of emerging trends and patterns based on customer interactions. 

Understanding the quality of operational execution and plug any gaps through training and upskilling of team members. 

Support investigations of complex fraud cases in instances where customer engagement is required. 

Understanding impact of fraud and financial crime processes on customer experience and drive overall satisfaction  

Championing fraud & financial crime awareness within the company and for our customers  

Managing people and HR related processes for your team. 

Expectation:  

Leading by example and rolling up sleeves to get things done.  

Embedding structure and setting the right foundations for the future   

Ability to prioritise workloads and manage time effectively  

Passionate about combatting fraud & financial crime, whilst creating a good experience for our customers  

Enable insights that allow us to simplify processes for our customers and differentiate Jaja from other products.  

Essential skills and Experience  

3+ Years experience working in a fraud operations role with at least 1 year of team leadership experience. 

Understanding of credit card user journeys from onboarding to transaction authorisations and e-servicing, and links to fraud and financial crime   

Experience using industry standard telephony, messaging  and case management systems 

Experience of managing people and people related processes 

Desirable skills and experience   

Knowledgeable on regulations that apply to the credit card market  

Understanding of fraud and financial crime strategies  

Understanding of credit bureau data and industry standard fraud detection and investigation tools 

What's in it for you?  

The chance to make a real impact in a growing business on a mission to change the face of the consumer finance industry forever   

Competitive salary   

Opportunity for flexibility to support work-life balance

Pension contributions 

Bonus potential 

Private medical cover 

25 days annual leave (FTE) plus UK bank holidays and your birthday off (with an additional day added for each full calendar year worked, up to a maximum of 30 days). 

4x life insurance cover 

Employee assistance program