Fraud Operations Manager

About Jaja 

Our Mission: Empowering our customers to buy, borrow, and build—driven by tech, fuelled by data, and built for the future. Our Company Values: Care Deeply, Adapt & Thrive, Challenge everything, Go for it! Own it, Make it Simple 

Jaja is an innovative UK based consumer finance business, leading initially with a digital credit card launched in 2018, and a pipeline of consumer finance solutions in the making. 

We are on a mission to redefine the consumer finance experience and liberate customers from needless complexity, wasted time and frustration. Or as we say it, Make Simple. 

We will delight our customers – making the customer experience simpler, more enjoyable, more intelligent – treating customers fairly and giving them more control of their money.

Why Join Us?

This is a chance to make a real impact in a growing business on a mission to change the face of the consumer finance industry forever. 

We have a collaborative team structure fuelled by an exciting mix of people, welcoming experienced people from the industry with both feet on the ground and tech-savvy dreamers who pave way for the new stuff. Come as you are and be yourself! 

Fraud Operations Manager  | 📍Hybrid (Manchester – Minimum 2 Days Onsite)

Purpose of the Role

You will work in a dynamic fast paced environment, delivering a significant change agenda for a business that is shaking up the Consumer Finance industry. Working with a passionate set of colleagues who excel at delivery you will have a varied and interesting portfolio of activity that is not constrained by the status quo.

To lead and manage the Fraud Operations function with a number of team leaders reporting directly to you, ensuring exceptional customer experience, operational efficiency, and compliance with financial services regulations. The role is pivotal in driving service excellence, team engagement, and continuous improvement.  

Key Responsibilities 

Leadership & Team Management 

Oversee day-to-day operations of fraud support related activity across our fraud operational teams - this can be related to both customer contact in relation to fraud alerts or reports and the back office review of fraud alerts and case investigations. 

Set clear team performance objectives and be accountable to set and deliver KPIs. 

Foster a culture of accountability, collaboration, and customer-centricity. 

Coach and develop team leaders to build high-performing teams. 

Customer Experience 

Ensure all customer interactions meet quality standards and regulatory requirements. 

Monitor service levels across channels and implement strategies to improve response times and resolution rates. 

Act as an escalation point for complex or sensitive customer issues. 

Operational Excellence 

Manage workforce planning, scheduling, and resource skills and allocation to meet demand. 

Drive process improvements to enhance efficiency and reduce customer friction. 

Utilize data and reporting to identify trends and inform decision-making. 

Compliance & Risk Management 

Ensure adherence to FCA regulations, GDPR, and internal policies. 

Maintain robust controls to mitigate operational and reputational risk. 

Support audits and regulatory reviews as required. 

Continuous Improvement 

Champion digital and app-based servicing initiatives and automation opportunities. 

Gather customer feedback and insights to inform service enhancements. 

Lead projects to optimize multi-channel servicing strategies. 

Skills & Experience 

Proven experience managing fraud operational teams in financial services. 

Knowledge of telephony & digital messaging platforms and case management systems 

Excellent leadership, coaching, and people development skills. 

Analytical mindset with ability to interpret data and drive continuous improvements. 

Understanding of regulatory requirements (FCA, GDPR). 

Strong communication and stakeholder management skills. 

Key Performance Indicators (KPIs) 

Service level adherence (Productivity and Quality) 

First contact resolution rate 

Alert review catch and release rate 

Compliance audit scores. 

Employee engagement and attrition rates. 

Behaviours 

Customer-focused and empathetic. 

Data and results-driven with a continuous improvement mindset. 

Collaborative and inclusive leadership style. 

Resilient and adaptable in a fast-paced environment.  

What's in it for you?  

The chance to make a real impact in a growing business on a mission to change the face of the consumer finance industry forever   

Competitive salary   

Opportunity for flexibility to support work-life balance

Pension contributions 

Bonus potential 

Private medical cover 

25 days annual leave (FTE) plus UK bank holidays and your birthday off (with an additional day added for each full calendar year worked, up to a maximum of 30 days). 

4x life insurance cover 

Employee assistance program