FP&A Senior Associate - Cards Stream
Renmoney
Posted: January 8, 2026
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Quick Summary
The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis. This position supports senior management by providing data-driven insight and financial discipline.
Required Skills
Job Description
Who We Are
We are a finance-driven organization focused on disciplined financial planning, performance analysis, and strategic decision support across our cards business. Our FP&A function partners closely with senior management and cross-functional teams to drive product profitability, portfolio optimisation, and sustainable growth through data-backed insights and financial discipline.
The Position
The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis. This position supports senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimise business decisions. The FP&A Analyst collaborates with cross-functional teams to ensure financial discipline and operational efficiency.
What You Will Do
Financial Modelling & Scenario Analysis
• Build, validate, and maintain credit and debit cards financial models to assess business performance.
• Conduct scenario and sensitivity analysis to support long-term planning.
• Support M&A due diligence and integration efforts, if applicable.
Financial Planning & Forecasting
• Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
• Develop and maintain rolling forecasts to reflect changing business conditions.
• Analyse variances between actual budgets, and forecasts, providing actionable insights.
Business Partnering & Decision Support
• Provide product profitability optimisation and portfolio management support.
• Collaborate with department heads to track performance against financial targets.
• Provide ad-hoc financial analysis to support strategic initiatives such as pricing, cost optimisation, and investments.
• Evaluate business cases for new projects, investments, or cost-saving opportunities.
Financial Reporting & Analysis
• Prepare monthly, quarterly, and annual financial reports for management and stakeholders.
• Conduct profitability analysis by business unit, product line, or region.
• Identify trends, risks, and opportunities through financial and operational KPIs.
Process Improvement & Systems
• Enhance financial planning processes through automation and best practices.
• Work with SQL and BI tools such as Power BI and Tableau to improve reporting efficiency.
• Ensure data accuracy and integrity across financial systems.
Requirements:
What You Bring
Education & Experience
• 2–5 years of experience in card modeling.
• Bachelor’s degree in finance, Accounting, Economics, or a related field.
• Experience in financial modeling, budgeting, and forecasting.
• Proficiency in advanced Excel, confidence in SQL queries, and PowerPoint.
Key Competencies
• Strong analytical and problem-solving skills.
• Excellent communication and presentation skills.
• Ability to work cross-functionally and influence decision-making.
• Detail-oriented with a strong focus on accuracy.
• Adaptable to fast-paced and dynamic environments.
Benefits:
What’s In It for You
• Impact: Drive business decisions with data-backed insights.
• Growth: Exposure to senior leadership and strategic initiatives.
• Skills Development: Enhance expertise in financial modeling, forecasting, and business intelligence.
• Rewards: Competitive compensation and benefits package.
• Opportunity: Room for growth and influence in a dynamic environment.