Financial Planning and Analysis Lead

Position Overview

The FP&A Officers play a critical role in financial planning, budgeting, forecasting, and business performance analysis. These positions support senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimize business decisions. The FP&A Officers collaborate with cross-functional teams to ensure financial discipline and operational efficiency.

Key Responsibilities

1. Financial Planning & Forecasting

• Create and develop financial models ensuring validation and back testing.
• Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
• Develop and maintain rolling forecasts to reflect changing business conditions.
• Analyze variances between actuals, budgets and forecasts, providing actionable insights.

2. Financial Reporting & Analysis

• Prepare monthly, quarterly, and annual financial reports for management, Board and other stakeholders.
• Conduct profitability analysis by business unit, product line, channel or region.
• Identify trends, risks, and opportunities through financial and operational KPIs.

3. Business Partnering & Decision Support

• Product profitability optimization and portfolio management support.
• Funding cost optimization and liquidity management support.
• Collaborate with department heads to track performance against financial targets.
• Provide ad-hoc financial analysis to support strategic initiatives (pricing, cost optimization, etc).
• Evaluate business cases for new projects, investments, or cost-saving opportunities.

4. Financial Modelling & Scenario Analysis

• Build and maintain complex financial models to assess business performance.
• Conduct scenario and sensitivity analysis to support long-term planning.

5. Process Improvement & Systems

• Enhance financial planning processes through automation and best practices.
• Work with SQL and BI tools (e.g., Power BI, Tableau) to improve reporting efficiency.
• Ensure data accuracy and integrity across financial systems.

Requirements:
Education and Experience

• 5 years of experience in FP&A in banking with lending products (personal loans, SME, etc.) or banking services (transfers, deposits, savings, debit cards).
• Bachelor’s or Master’s degree in finance, Accounting, Economics, or related field
• Experience in financial modelling, budgeting, and forecasting.
• Proficiency in Excel (advanced), confident in SQL (queries), good presentation skills (PowerPoint).

Key Competencies

• Strong critical reasoning and problem-solving skills.
• Excellent communication and presentation skills.
• Ability to work cross-functionally and influence decision-making.
• Detail-oriented with a focus on accuracy.
• Adaptable to fast-paced, dynamic environments.

Benefits:
• You’ll work on solutions to complex, real-world challenges with tangible social and economic impact.
• You will receive competitive compensation and work with passionate teammates in a flat, performance-driven culture.