Financial Crime Analyst

Who are we?

At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally - across both traditional rails and stablecoins — at scale, and in real time.​
The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.

A global network of licences alongside our best-in-class tech is why we're trusted by 1000+ enterprise clients to process over $180bn volume annually.

How will you add value to the OpenPayd journey?:
• Review and Analyse transaction monitoring alerts generated by the OpenPayd transaction monitoring tool.

• Assess the alerts for potential suspicious activity, determining the legitimacy of transactions.

• Conduct detailed investigations of potential money laundering activities and suspicious transactions.

• Gather and analyse relevant information, including transaction history, customer profiles and external data sources.

• Communicate with customers to obtain additional information and clarification on suspicious transactions.

• Draft and send Requests for Information (RFIs) in a timely and professional manner.

• Analyse responses and incorporate the information into ongoing investigations.

• Document investigation findings and prepare comprehensive reports.

• Prepare and submit internal SARs based on investigation findings.

• Ensure all SARs are accurate, detailed, and submitted within regulatory deadlines.

• Provide regular updates to the Head of Transaction Monitoring & Fraud on the status of ongoing investigations and alerts.

• Report findings and insights to senior management and internal stakeholders, including the MLRO.

• Assist in preparing reports for senior management and regulatory authorities as required.

• Work closely with the product team to enhance transaction monitoring rules and systems.

• Provide insights and feedback based on investigation findings to improve the effectiveness of monitoring tools.

• Participate in the development `and testing of new transaction monitoring features and updates.

• Work closely with other compliance team members and departments to ensure a cohesive approach to AML Compliance.

• Collaborate with external auditors and regulatory bodies during AML audits and examinations.

• Participate in other Financial Crime Compliance and Transaction Monitoring projects as required.

The ideal candidate will have the following::
• 3+ years transaction monitoring experience in the payments industry.

• Excellent attention to detail, with a strong focus on producing high quality work.

• Ability to handle sensitive information with confidentiality and professionalism.

• A strong understanding of AML compliance regulations, risk management principles and sanction regimes.

• Able to work independently and effectively within a team environment.

• Able to work in a fast-paced work environment.

• Relevant certification (e.g., CAMS, ICA) are preferred but not required.

Our Perks and Benefits::
• Health Insurance

• MultiSport card subsidised

• Discretionary Annual Bonus Scheme

• Personal Training allowance

• 25 days annual leave plus bank holidays and an extra day for your birthday

• Extended leave for long service

We’d like you to take a read of our Talent Acquisition Privacy Notice which explains how we collect and process your personal data. Please read our notice carefully. By submitting the application button, we will consider that you aware of it.

We are looking forward to receiving your CV.

OpenPayd Talent Team

To all recruitment agencies: OpenPayd does not accept speculative agency resumes. Please do not forward resumes to our jobs alias, OpenPayd employees or any other company location. OpenPayd is not responsible for any fees related to unsolicited resumes. OpenPayd will only accept CV's from the partners with relevant agreement via the People and Talent team only.

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