Financial Analyst

Build the future of banking
Zeta is a next-generation banking technology company providing cloud-native, fully stackable processing and core banking platforms for issuers. With a focus on scalability, compliance, and innovation, Zeta empowers financial institutions to modernize their technology infrastructure and deliver secure, seamless digital banking experiences. Our impact runs at real-world scale. Today, over 25 million cards are live on Zeta-powered platforms across 7 countries, supported by a passionate team of 1,700+ Zetanauts across India, the US, EMEA, and Asia. Backed by SoftBank Vision Fund, Mastercard, and other reputed strategic investors, we reached a valuation of $2 billion in 2025.

Our focus is on establishing product lines that focus on key outcomes by addressing real customer pain points, modernizing legacy systems, and strengthening core fundamentals. As a result, our systems and platforms support a wide range of banking and payments capabilities, including:
1.Tachyon, our cloud-native banking stack built for population-scale systems
2.Cipher, our unified authentication platform for secure, high-volume banking environments
3.Digital Credit as a Service, enabling banks to launch credit lines on UPI
4.Elena, our intelligent and conversational AI platform for banking
5.Pixel, India’s first digital-native credit card, launched in partnership with HDFC Bank, for whom we also revamped their PayZapp mobile app: Winner of the Celent Model Bank Award for Payments Innovation 2024
6.Sparrow, the leading card experience for non-prime cardholders in the US
7.…and more across cards, payments, lending, and core banking.

We are an engineering-first organization that values ownership, bias for action, and long-term thinking. Together, we solve some of the hardest problems in banking tech. Our culture is built around trust, collaboration, and creating the conditions for you to drive impact proportionate to your potential. Reinforcing our commitment to creating an inclusive and supportive workplace, we have been consistently recognized as a Great Place to Work.

If you want to build cutting-edge banking tech that enables banks to serve millions reliably, securely, and at a population scale, Zeta is your playground.
If you would like to learn more about how we have grown and evolved over the years, watch our journey here. You can also explore our website and follow us on LinkedIn, Instagram, YouTube, and X.

About the Role
Financial Analyst will be responsible for preparation and analysis of financial reporting, analyze results, perform variance analysis, identify trends, and make recommendations for improvements. Role will also be responsible for assisting in detailed financial models, valuation analyses, and creating scenario analysis to develop long and short-range financial plan.
This role requires an in-depth understanding of the business together with analytical skills. Financial Analyst will be working in close association with Management and Business Leaders. Role will be based out of Mumbai/Bangalore location.

Responsibilities:
• Lead financial forecasting and management reporting, including KPI and operational metrics tracking (plan/forecast vs. actuals)
• Build and maintain detailed financial models (unit economics, multi-year plans, sensitivities) and run scenario analyses to support business decisions
• Support investment and strategic decisions through valuation analyses and decision materials (databooks, dashboards, review packs)
• Perform variance and trend analysis, identify key drivers, and recommend actions to improve performance
• Work closely with Accounting to ensure data integrity and alignment between GL outputs and management reporting
• Create and improve reporting/planning processes: standard templates, clear metric definitions, and documentation of assumptions
• Automate recurring reporting and forecasting workflows to reduce manual effort and improve timeliness and accuracy
• Recommend actions by analyzing and interpreting data and making comparative analyses; study proposed changes in methods and materials

Skills:
• Strong financial modelling and valuation skills
• Strong analytical, data gathering and data presentation skills
• Excellent communication skills
• Advanced Microsoft Excel skills (Powerpoint will be an added advantage)
• Good business acumen
• Highest standards of accuracy and precision; highly organized
• Ability to work independently and as a team member with excellent interpersonal skills.
• Ability to Multi-task and work under pressure

Experience & Qualifications:
• CA/MBA with at least 1-3 years of relevant experience