Financial Analyst (Financial Modeling – Credit & Risk)

Bullpen Talent

Buenos Aires, Buenos Aires, Argentina Remote permanent

Posted: April 17, 2026

Job Description

Role: Financial Analyst (Financial Modeling – Credit & Risk)
Engagement: Contract · Remote (LATAM)
Hours: 15–40 hours/week · Flexible, asynchronous work

Overview

We are a recruiting firm partnering with a U.S.-based software company to hire a Financial Analyst with strong financial modeling experience focused on credit, risk, and underwriting.

This is a hands-on modeling role. You will be building and analyzing financial models used to evaluate credit risk, downside scenarios, and lending decisions.

Your work will contribute to training advanced AI systems to understand how experienced finance professionals assess risk, structure loans, and make underwriting decisions.

What You’ll Do

• Build and analyze credit and underwriting models from scratch

• Evaluate cash flow coverage, debt capacity, and downside risk scenarios

• Model loan structures, repayment schedules, and covenant scenarios

• Analyze borrower financials and assess creditworthiness

• Perform sensitivity and stress testing (e.g., revenue declines, cost increases, rate changes)

• Clearly explain risk drivers, assumptions, and decision logic

What We’re Looking For

• 2–8 years of experience in:

• Credit / Lending / Underwriting

• Commercial Banking

• Structured Finance

• Asset-Based Lending

• Proven ability to build credit or underwriting models from scratch

• Strong understanding of:

• Cash flow analysis and debt servicing capacity

• Coverage ratios (DSCR, interest coverage, etc.)

• Loan structures and risk frameworks

• Advanced Excel / Google Sheets modeling skills

• High attention to detail and analytical rigor

• Experience working with U.S. GAAP

• Fluent English (written and spoken)

Interview Process

• Initial interview

• Take-home financial modeling exercise (compensated if hired)

• Final interview

Why This Role Is Unique

• Work on cutting-edge AI systems transforming financial workflows

• Apply real-world finance skills in a new and evolving context

• Flexible, remote, and asynchronous work structure

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