Finance Business Partner - Lending

About the Role

FBP is a strategic role within an organization that bridges the gap between finance and other business units. The primary responsibility of an FBP is to provide financial insights, analysis, and support to drive decision-making and improve overall business performance. We collaborate closely with various departments, offering guidance on budgeting, forecasting, financial planning, and risk management. Additionally, FBPs play a critical role in identifying opportunities for process improvements, cost efficiencies, and value creation while ensuring alignment with the company’s financial goals and objectives

What You Will Do:
• Budgeting & Forecasting
• Prepare detailed budgets & forecasts, including revenue, and expense, and ensure that they are consistent with overall financial plans.
• Monitor budget & forecast performance, identify variances, and work with departments to implement corrective actions where necessary.
• Provide ongoing support and guidance to departments in managing their budgets effectively.
• Develop and maintain financial models that support budgeting & forecasting activities, ensuring they reflect current business conditions and strategic goals.

• Financial Monitoring, Reporting & Analysis
• Continuously monitor financial performance, tracking key performance indicators (KPIs) and other relevant metrics.
• Conduct regular variance analysis to compare actual performance against budgets and forecasts, identifying trends, risks, and opportunities.
• Ensure accurate and timely financial reporting, providing insights and recommendations to senior management.
• Prepare detailed reports and presentations that communicate financial performance to stakeholders, including senior management and business units.
• Collaborate with other departments to develop and implement strategies that improve financial performance and drive business growth.

• Strategic Planning & Business Partnering Role
• Serve as the primary point of contact for all finance-related inquiries from business units, providing guidance and support as needed.
• Liaise with other finance teams, such as accounting, tax, and treasury, to ensure cohesive financial management and reporting.
• Address and resolve any finance-related issues or concerns raised by stakeholders, ensuring alignment with organizational objectives.
• Support strategic planning initiatives by providing financial analysis and input on business cases, new projects, and investments.
• Identify and assess financial risks, proposing mitigation strategies where necessary

What You Will Need:
• 4+ years of experience in finance, accounting, financial planning & analysis (FP&A), or business partnering roles
• Have experience in Information Technology and Financial industries
• Strong understanding in Lending business, as it enables a deeper understanding of the business dynamics
• Proven ability to provide financial insights and influence business decision-making
• Strong knowledge of financial reporting standards and regulations.
• Ability to lead cross-functional projects and drive financial initiatives to support business growth
• Strong analytical and critical-thinking skills.

About the Team

Working within our team is both dynamic and rewarding. We are a close-knit group of passionate professionals who are committed to excellence and continuous improvement. The team operates in a highly collaborative environment, where everyone’s voice matters, and we actively encourage sharing ideas, insights, and feedback.

About GoTo Group
GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.

About Gojek
Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.

About GoTo Financial
GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.

GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.

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