Enterprise Risk Manager

Our mission? Creating the freedom for SMEs to succeed in business and beyond, by delivering Europe’s leading finance workspace. We combine business-class tools (seamless invoicing, spend management, and pre-accounting) with unwaveringly attentive 24/7 support, designed to help businesses breeze through all things finance.

Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 600,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking!

Our values:
Customer focus | Prioritize customers in everything you do
Ownership | Own your part, get things done
Teamwork | Make (team)work easy
Mastery | Continuously raise the bar
Integrity | Always do what’s right, and respect people

Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 55% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.

Discover the steps we took to create a discrimination-free hiring process.

Join us as an Enterprise Risk Manager and act as the "control tower" of risk at Qonto, ensuring we grow safely and sustainably as we aim to serve one million SMEs. You will have the widest possible view of our organization, working directly with Clément, our Hiring Manager, and key senior leaders to shape our risk culture and maintain our high standards.

👩‍💻🧑‍💻 As an Enterprise Risk Manager at Qonto, you will:
• Monitor and analyze Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs) across all risk types (Financial, Credit, Operational, Fraud, and Compliance) to detect trends and divergences.
• Act as a strategic partner by challenging indicator owners when metrics deviate from targets, and negotiating effectively to get them back on track.
• Drive the risk culture by proposing new indicators and proactively identifying areas where we need more control or where we should stop certain activities.
• Develop and maintain the Enterprise Risk Management framework, ensuring it scales with our growth and regulatory requirements.
• Produce high-impact reporting, including the Risk & Compliance North Star.

🤔 What you can expect:
• Central and transverse role: You will cover the entire spectrum of risks Qonto is exposed to, acting as a bridge between different departments.
• High visibility and impact: You will interact with C-level stakeholders.
• Modern tooling: We rely on data to make decisions; you will use tools like SQL and Metabase daily to extract insights.
• Scale-up environment: You will work in a setting that values quick adaptation and continuous improvement.

🤝 About your future manager:
You will report to Clément Chaperon, who leads a team structured around three pillars: Enterprise Risk, Credit Risk, and Financial Risk. Clément values analytical rigor and fosters a collaborative environment where team members are encouraged to grow and innovate.

🏅 About You:
• Experience: You have at least 5 years of experience in Risk Management, ideally within a neobank or fintech where you learned to balance banking rigor with agility. A certification like FRM (Financial Risk Manager) is highly valued.
• Seniority & Influence: You are comfortable interacting and negotiating with senior stakeholders (C-levels) and possess the confidence to defend your position.
• Technical Skills: You are proficient in SQL and Metabase to manipulate data autonomously.
• Mindset: You are proactive, solution-oriented, and have a strong "force of proposition" mindset to instill a robust risk culture.
• Languages: You speak fluent English; French is a strong plus for smoother communication with local teams.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.

🎁 Perks

A tailor-made and dynamic career track. An inclusive work environment. And so much more to help you succeed.

- Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;
- Competitive salary package;
- Meal vouchers;
- Public transportation reimbursement (part or global);
- A great health insurance (depending on the country);
- Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities;
- A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners;
- Monthly team events.

💬 Our hiring process:

- Interviews with your Talent Acquisition Manager and future managers
- A remote or live exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

Find more information about our interview process on our careers website.
On average, our process lasts 20 working days and offers usually follow within 48 hours 🤞

To learn more about us:
Qonto's Blog | Les Échos I L'Usine Digitale | Courrier Cadres

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