Director, Strategy & Innovation

Who We Are
At Momentum Financial Services Group, we help people move forward by reimagining how money works for those who need it most. With more than 40 years of experience, we’re the team behind Money Mart—Canada’s largest non-bank branch network—and a leader in financial solutions for underserved communities.

From short-term loans to money transfers and prepaid cards, we power the products, technology, and operations that connect millions of customers each year to the money they need, when they need it.

At MFSG, we work together across teams and functions to create something bigger than ourselves: solutions that remove barriers and give people access to money they might not get anywhere else. Whether you’re solving problems, building systems, or shaping strategy, your work fuels real support for real people.

We’ve Got You Covered

• Compensation Philosophy – Competitive pay aligned with experience and market standards

• Discretionary Annual Bonus – Rewarding both individual and company performance

• Comprehensive Benefits – Health and dental coverage with premiums fully paid, plus access to an Employee Assistance Program

• Retirement Plans – Helping you plan and save for the future

• Hybrid Work Environment – Flexibility to balance remote and in-office collaboration; enjoy our corporate HQ spaces designed for teamwork and creativity

• Perks and Rewards – Tuition reimbursement, professional development support, discounts through Perkopolis, and recognition programs that celebrate your impact

The Job: Director, Strategy & Innovation

Working closely with the Chief of Staff, CEO, and C-level team, this role is responsible for identifying, assessing, and framing potential new products, markets, partnerships, and business models. The objective is to bring analytical rigor and strategic clarity to early-stage ideas before meaningful enterprise resources are committed.

How You’ll Make an Impact:

Strategic Opportunity Framing

• Identify and shape new growth hypotheses aligned with enterprise strategy

• Translate broad ideas into clearly defined problem statements and evaluation plans

• Maintain visibility on opportunities under consideration

Market & Competitive Analysis

• Conduct market sizing, customer research, and competitive landscape reviews

• Assess structural attractiveness and differentiation potential

• Synthesize findings into concise, decision-oriented insights

Business Case Development

• Build high-level financial models including revenue potential, unit economics, and cost dynamics

• Identify key assumptions, risks, and value drivers

• Assess risk-adjusted return profiles and sequencing considerations

Feasibility & Risk Assessment

• Engage with Risk, Legal, Finance, Retail, and Technology stakeholders to understand constraints and enablers

• Surface regulatory and operational considerations early

• Clearly articulate trade-offs and dependencies

Executive Communication

• Prepare structured materials for CEO and CLT discussions

• Present recommendations with clarity and balanced judgement

• Support prioritization and investment discussions as needed

What You Bring:

• 5–8+ years in management consulting, corporate strategy, fintech, or a similarly analytical environment

• Strong problem structuring capability and comfort with ambiguity

• Advanced analytical and financial modelling skills

• Experience engaging senior executives with concise, well-reasoned recommendations

• High degree of independence and ownership

Ready to apply your Strategy expertise to make a real impact? Join us and help shape the future of MFSG. Apply today and let’s build the future of MFSG, together.

Committed to Equal Opportunity: MFSG is committed to accommodating applicants up to the point of undue hardship during the recruitment, assessment and selection process. If you are selected for an interview, please notify MFSG if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation, MFSG will work with you to determine how to meet your needs.

Please note: The salary range, inclusive of bonus, for this position is between C$ 135,000 to C$ 185,000.

About MFSG – Our Commitment to Responsible Innovation

At MFSG, we are committed to building innovative solutions grounded in ethical, transparent, and responsible use of data and technology. Aligned with the principles outlined in Canada’s Artificial Intelligence and Data Act (AIDA), we take a proactive approach to ensuring that any AI or data-driven systems we use are safe, fair, and accountable.

This posting is for a current position within our organization, offering the opportunity to contribute to meaningful, responsible innovation that supports our employees, clients, and communities.

We prioritize strong data governance, clear communication around how systems work, and safeguards that reduce risks and protect individuals. Our focus is on developing tools and processes that promote equity, reliability, and trust, supported by ongoing monitoring and continuous improvement.

Joining MFSG means contributing to a future-focused organization that values both innovation and integrity, where your work helps shape solutions that responsibly support our employees, clients, and communities.