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Director, Product Management - Bank Platform

Sofi

WA - Seattle; CA - San Francisco; NY - New York City (CA - San Francisco) Remote permanent

Posted: December 11, 2025

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Job Description

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We’re looking for a Director of Product Management to lead our Bank Platform organization — the foundational systems that power our banking products across consumer and commercial lines. This leader will own the strategy, roadmap, and execution of our core banking platform, spanning ledger, payments orchestration, account services, treasury, operations, compliance infrastructure, and developer-facing capabilities that enable faster product delivery across teams. This role is critical to fulfilling our ambition to build the “AWS of Financial Services” and to powering new, innovative product development across SoFi and Galileo.

This is a highly cross-functional role that partners closely with Engineering, Risk, Treasury, Finance, Compliance, and Operations to ensure our platform scales with the business — enabling new product lines, driving efficiency, and maintaining the highest levels of reliability and control.

What you'll do:

• Define, communicate and execute on the Bank Platform vision, strategy and roadmap in partnership with x-functional partners

• Drive the modernization and migration of our banking core and surround sound services, with a focus on extensibility, resilience, scalability and compliance

• Evangelize the benefits of the platform to internal product teams and develop a roadmap that onboards more users and unlocks Member, Agent and Business value

• Lead and develop a team of Platform PMs across domains like ledger, payments, treasury, money movement and core services.

• Partner with Engineering leadership to architect scalable, API-driven systems for deposits, payments, reconciliation, and financial reporting.

• Drive development of platform primitives that accelerate time-to-market for new products (checking, savings, commercial accounts, stablecoin rails, etc.).

• Collaborate with Treasury and Finance to improve liquidity management, interest calculation, and settlement efficiency.

• Partner with Risk and Compliance to embed strong control frameworks into platform design

• Define and monitor KPIs around platform reliability, scalability, cost efficiency, developer velocity, and financial accuracy.

• Build and maintain relationships with critical partners (sponsor banks, card networks, processors, regulators)

What you'll need:

• Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.

• 10+ years of Product Management experience, with at least 4 years as a people leader driving platform or infrastructure teams in banking, payments, or fintech.

• Deep understanding of core banking systems (ledgering, deposit management, money movement, reconciliation, and GL integration).

• Experience shipping platform capabilities used by multiple product lines or external partners.

• Strong grasp of payment networks (ACH, FedNow, RTP, wires, card rails) and associated risk/compliance considerations.

• Proven ability to drive alignment across executive, technical, and operational stakeholders.

• Excellent communication and storytelling skills — able to translate technical complexity into business impact.

• Comfort working in a fast-paced, regulated environment with ambiguity and evolving priorities.

• Innovation/futurist mindset, with ability to prioritize capabilities that unlock future value for internal customers

• Bonus: experience with bank sponsorship, tokenized deposits, or embedded banking.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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