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Director, Digital Onboarding

Mastercard

Toronto, Canada permanent

Posted: January 5, 2026

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Job Description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Digital Onboarding Director, Digital Onboarding - Franchise Growth & Enablement Overview The Franchise model is the cornerstone of Mastercard's success, fostering trust and confidence in our brand for nearly 60 years. It's the driving force behind our competitive edge, enabling global operations at scale and driving innovation in traditional carded payments as well as new payment flows. Through this powerful business model, we ensure that everyday hundreds of millions of consumers, merchants, and banks make, accept, and approve payments with complete peace of mind. The Franchise team shapes the payments ecosystem by establishing principles and foundational standards, onboarding new participants, enabling disputes processes, and ensuring the safety and integrity of our network….all while driving Innovative concepts. Franchise is committed to ensuring the continued growth of Mastercard and the long-term health of the payments ecosystem. Role Franchise Growth & Enablement is seeking a Director, Digital Onboarding to build and execute customer onboarding function for Digital participation. The responsibilities of this role will predominantly be: • Design and Operationalize Digital Participation Models Develop fit-for-purpose frameworks for digital participation, including agentic commerce applications, ensuring alignment with Mastercard’s Franchise principles and digital strategy • Build Scalable Onboarding Workflows Architect seamless, automated onboarding journeys tailored to various participation types, optimizing for efficiency, scalability, and user experience • Balance Risk, Speed, and Operational Excellence Integrate risk management protocols with speed-to-market and operational success metrics to deliver best-in-class onboarding outcomes. • Serve as Global Subject Matter Expert Act as the global SME for digital onboarding, providing thought leadership, guidance, and support across regions and functions. • Execute digital onboardings globally As an agent of the regional Franchise teams, execute short and long-term onboarding processes to effect onboarding of digital participants • Champion Customer-Centric Design Define, measure, and continuously improve customer satisfaction across onboarding design and execution, leveraging data and feedback to inform enhancements. All About You The ideal candidate for this position has the following qualities: • Proven leadership in Onboarding Demonstrated success in a customer onboarding, product management, or operational excellence. Digital payment experience preferred • Strategic and Operational Expertise Demonstrated ability to design and implement customer onboarding journeys, workflows, and governance structures • Franchise or Network Experience Preferred Experience working within a franchise, network, or multi-stakeholder ecosystem is highly desirable, with a strong understanding of participation models and compliance frameworks • Customer-Centric Mindset Track record of designing onboarding journeys that prioritize customer experience, satisfaction, and measurable outcomes. • Global Collaboration and Influence Ability to lead cross-functional and cross-regional initiatives, acting as a trusted advisor and SME across diverse stakeholder groups. • Analytical and Data-Driven Skilled in using data and insights to inform onboarding design, measure performance, and drive continuous improvement. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard’s security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. 
In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in Canada, the successful candidate will be offered a competitive pay based on location, experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program.

This posting reflects one or more current openings on our team.

 Pay Ranges Toronto, Canada: $138,000 - $221,000 CAD

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