Deputy MLRO

Description

Clear Junction is a global payments company licensed and regulated by the FCA in the UK. It offers regulated end-to-end payment solutions based on proprietary in-house technology. The company's infrastructure is designed to meet the growing needs of global financial companies.

Founded in 2016, Clear Junction has experienced consistent double-digit growth year on year, with over 150 fintech professionals now based across the UK and mainland Europe. As the fastest-growing, founder-led, privately owned business in the UK, Clear Junction has been recognised as one of the fastest-growing privately held companies in The Sunday Times 100 List. It is also ranked by Financial Times as one of Europe's top 1000 growing companies.

About the role:

As the Deputy MLRO at Clear Junction, you will be a key figure in our Risk and Compliance team, acting as a Subject Matter Expert (SME) on all aspects of financial crime prevention. You will assist the MLRO in fulfilling their statutory and regulatory obligations, ensuring that Clear Junction operates with the highest standards of integrity and regulatory adherence.

This position is based in London, UK.

Requirements:

• Be a Subject Matter Expert (SME) on all matters concerning Know Your Customer (KYC), Anti-Money Laundering (AML), Financial Crime (FinCrime), Counter-Terrorist Financing (CFT), and Sanctions compliance.
• Support the MLRO in the performance of their full range of duties, as established in the Clear Junction AML/CFT Policy, including compliance monitoring, risk management, and overall internal control system (ICS) development and implementation.
• Conduct preliminary screening and analysis of all Suspicious Activity Reports (SARs) submitted by employees, advising the MLRO on whether disclosures should be passed on to the Financial Crime Investigation Service or other relevant authorities.
• Review all new and amended laws and regulations related to KYC, AML, FinCrime, CFT, and Sanctions, assessing their potential impact on Clear Junction's operational processes and developing implementation strategies.
• Prepare comprehensive reports on KYC, AML, FinCrime, CFT, and Sanctions activities for submission to the MLRO and the Risk and Compliance Director.

• Develop and deliver effective, mandatory training and awareness programmes for all employees on KYC, AML, FinCrime, CFT, and Sanctions.
• Promptly report all cases of non-compliance and policy violations to both the MLRO and the Risk and Compliance Director.

What we are looking for:

• Proven experience at a senior level in a Financial Crime or Compliance role within a regulated financial services environment (preferably FinTech or Payments).
• Deep, demonstrable knowledge of UK and EU KYC, AML, CFT, and Sanctions regulations.
• Excellent written and verbal communication skills, with the ability to convey complex regulatory matters clearly to all levels of the organisation.
• Strong analytical and decision-making abilities, particularly in relation to suspicious activity and regulatory impact assessments.
• Relevant professional certification (e.g., ICA Diploma) is highly desirable.

Requirements:
Why Join Us?

• A genuinely impactful legal leadership role in a growing, regulated fintech.
• Broad exposure across commercial, regulatory, and operational legal work.
• The opportunity to shape and strengthen how legal supports the business - without being removed from the detail.
• A collaborative, high-trust environment with strong cross-functional engagement.
• Hybrid working arrangement with minimum 3 days per week working in the office

Benefits:
Benefits

• 25 days holiday (plus bank holidays)
• Private Medical Insurance: You will be eligible for our full Private Medical & Dental Cover (after probationary period)
• Life Assurance
• Employee Assistance Programme plus Rewards and Perks Discount with YuLife
• Enhanced Company Pension Scheme