Credit Union Operations Consultant

Reporting Relationships

Position Reports To: AVP of Business Operations Consulting & Internal Audit

Position Supervises: N/A

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Summary of Position

This position is responsible for assisting Senior Business Operating Consultants and Business Operations Consulting AVP in performing credit union business operations consulting services, including but not limited: to Specialty Commercial Program Services, Data Processor Core Conversion Assistance, Accounting Manager Assistance, Accounting Streamlining Services, Reconciliations Assistance (Bank and General Ledger), Call Report Preparation, DOR and LUA Assistance with Examiner Communication, and a Broad Spectrum of Specialty Reviews based on credit union strategic management needs. The scope of consulting engagements includes project implementation, branch operations, interim senior management and oversight, accounting operations, and regulatory training for credit union management, volunteers, and staff. 

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Essential Functions

Provide onsite and remote Accounting Manager Assistance for credit unions that includes but is not limited to daily balancing and oversight of EOD, EOM, EOQ, and EOY procedures. 

Perform onsite and remote financial consulting services, including but not limited to general ledger account reviews, general reconciliations assistance, bank reconciliation assistance, and call report preparations with audit/examination assistance.

Senior Business Operating Consultants and Business Operations Consulting AVP with specialty lending reviews, including in-depth Real Estate, Commercial, and Member Business Lending, to ensure underwriting is consistent with credit union policies, procedures, and state and federal regulations.

Provide onsite accounting streamlining assistance, including but not limited to reviewing the entire accounting operations, focusing on determining effective and efficient improvements to aid credit unions with smoother accounting processes.

Provide Data Processor Core Conversion Assistance, including but not limited to reviewing all conversion accounts and providing balancing assistance and core training.

Provide specialized DOR and LUA Assistance which includes but is not limited to: Review of the credit union's DOR or LUA, providing an action plan for corrective action, assistance in performing the corrective action plan tasks, providing a response for the completion of the action plan corrective response and communication with the Examiner to clear the DOR and LUA. 

Perform specialty requests for business consulting services, focusing on internal controls, collections, charge-offs, lending, cash handling, cash count evaluations, and support of the accounting functions.

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Additional Functions

Assist all other sub-departments within Audit & Consulting Services to include, but are not limited to:

Ability to perform Supervisory Committee Annual Reviews to a level of a Senior Financial Auditor, including the ability to review all credit unions within the $500 Million Asset Benchmark.

Perform ACH Audits and BSA/CIP/OFAC Compliance Reviews as needed

Perform or assist Internal Auditors in performing scheduled and routine Internal Audits, including performing any task listed within the Internal Audit Itinerary scope.

Assist Senior Business Operating Consultants and Business Operations Consulting AVP with speaking engagements at Conferences, Workshops, or Webinars as an industry specialist in a broad spectrum of areas, including Operations, Accounting, Management, Compliance, Lending, Internal Controls, and Fraud Prevention.

Write articles for league-produced communications, blogs, and vlogs as requested.

NOTE: The list of essential functions is not exhaustive. It may be supplemented as necessary from time to time.

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Core Competencies Needed

Accountability - Being answerable to personal actions. Able to self-evaluate, take responsibility for one's actions, recognize mistakes, utilizes feedback, and be willing to take ownership.

Adaptability – The degree to which the employee demonstrates openness to change and new ideas—the ability to adjust to changing work requirements and respond to new situations.

Advocate - Positive champion on Cornerstone issues, products, and services. Talks to credit unions about all the ways Cornerstone can assist.

Initiative - The ability to perform job responsibilities independently and responsibly. The ability to proactively complete tasks, solve problems, improve processes, enhance products, and/or extend services within an assigned range of authority.

Professionalism - Demonstrates and conveys a favorable image when representing the company. Has a high level of honesty, integrity, confidentiality, and proper professional dress standards.

Team Work and Cooperation - The degree to which individuals promote a collaborative, cooperative, and productive working environment. The level of demonstrated sensitivity, team building, support, and respect. The degree of synergy was promoted.

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Qualifications

Education/Certification: Required at least a bachelor's degree in accounting, finance, or business administration or equivalent work experience to specialization in the financial industry.    

Required Knowledge: High knowledge required in credit union-specific accounting practices, generally accepted accounting principles (GAAP), credit analysis, financial institution regulations and compliance, credit union operations, and financial management best practices.

Experience Required: 3 years of credit union operations experience and at least two years of financial/internal audit experience.

Skills/Abilities: Intermediate mathematical skills required (calculations and concepts involving decimals, percentages, fractions, etc.). Skills in the use of a personal computer to prepare financial statements. Computer skills to understand various areas of a computer system. Must possess the ability to think independently while performing various accounting, financial, and performance analyses.

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Physical Activities and Requirements of this Position

Primarily sitting at a computer. On occasion, carry a laptop computer.

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Working Conditions

No hazardous or significant unpleasant condition (such as in a typical office)

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Mental Activities and Requirements of this Position

Reasoning Ability: To apply logical or scientific thinking to define problems, collect data, establish facts and draw conclusions. Able to interpret a variety of technical instructions and can deal with multiple variables.

Mathematics Ability: Able to perform basic statistical calculations, including frequency distributions, reliability and validity of tests, standard curve, analysis of variance, correlation techniques, chi-square application, sampling theory, and factor analysis.

Language Ability: Able to read periodicals, journals, and manuals. To prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all punctuation, grammar, diction, and style rules. The ability to conduct training, communicates at panel discussions, and make a professional presentation.

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Benefits

We believe that our team members are our greatest asset, and we're committed to creating a work environment that supports your personal and professional growth. Here's what you can look forward to as part of our team:

Comprehensive Health Plans: Your well-being is important to us! Enjoy access to medical, dental, and vision insurance to keep you feeling your best.

Generous Time Off: Recharge with our unlimited vacation policy, plus paid holidays, to help you maintain a healthy work-life balance.

Retirement Savings Plan: Plan your future with our competitive retirement savings options, including employer matching to help you reach your goals faster.

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Disclaimer

The above information in this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.   Additional functions and requirements may be assigned by supervisors as deemed appropriate.

In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodation will be made which may pose serious health or safety risks to the employee or others or which impose hardships on the organization.

This job description is not intended to create an employment contract. Cornerstone maintains its status as an at-will employer.