Credit Risk Reporting Analyst

Avidbank is a $2.5 billion commercial bank based in Silicon Valley serving the San Francisco Bay area and beyond.  We are a highly responsive business bank, providing tailored financial solutions. We are advocates for our clients and specialize in providing innovative banking products and supportive services that exceed our clients’ expectations.

Founded in 2003, we specialize in commercial & industrial lending, technology and asset-based lending, specialty finance, sponsor finance, real estate construction and commercial real estate lending. We have one branch in San Jose along with loan production offices in Redwood City and San Francisco.

Title of position: Credit Risk Reporting Analyst

Position type: Full-time

Pay range: $65,000 to $84,000

Division: Credit Administration

Work Location Type: Office Hybrid

Location: San Jose

Essential Functions and Basic Duties:

Maintain the accuracy of the covenant and reporting tracking system nCino.

Assist in preparing credit risk management reports and data validation.

Assist with CRA WIZ and the monthly CRA process and preparation of reporting package.

Assist in creating new credit reports as needed.

Update and compile charts and selective narrative portions of the quarterly ACL reporting package and Economic reports.

Interact with Lending Divisions and Loan Servicing Department to ensure Core System data integrity.

Assist and prepare additional portfolio reports for Credit Administration.

Perform other duties as required.

This position description is not intended to cover or contain a comprehensive list of activities, duties or responsibilities that are required of the employee. Duties, responsibilities and activities may change, or new ones may be assigned at any time, with or without notice. 

Qualifications and Desired Skills:

Undergraduate degree in finance, economics, data analytics, or related field and/or 2 to 3 years related experience in commercial

Computer proficiency and skill set in Microsoft Excel, Word, Outlook and

Excellent verbal and written communication skills with data presentation

Ability to work effectively and develop collaborative relationships with various departments throughout the

Problem-solving

Ability to work efficiently and accurately, ensuring all timely deadlines are

Attention to

Capacity to manage and effectively prioritize multiple deliveries

Benefits:

Avidbank offers full time employees’ competitive compensation, medical, dental, vision, life insurance, long term disability insurance, 401k with matching, paid holidays and a competitive paid time off policy.

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. It is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case.

Avidbank is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

We are an AA/EEO/Veterans/Disabled employer.