Credit Risk Manager

About Grab and Our Workplace

Grab is Southeast Asia's leading superapp. From getting your favourite meals delivered to helping you manage your finances and getting around town hassle-free, we've got your back with everything. In Grab, purpose gives us joy and habits build excellence, while harnessing the power of Technology and AI to deliver the mission of driving Southeast Asia forward by economically empowering everyone, with heart, hunger, honour, and humility.

Get to Know the Team

Join our Lending Risk team, where we manage credit risk for diverse passenger, driver, and merchant products. We are a supportive, growth-oriented community looking for collaborative individuals to evolve with us.

Get to Know the Role

Manage the end-to-end credit lifecycle for "Pay Later" and Cash Loan products by leveraging data-driven assessments and predictive models to implement robust risk controls. You will own the improvement of key credit metrics, delivering concise, actionable insights to executive management while leading and coaching the risk team to enhance overall productivity and technical expertise. This position will reporting to Head and Onsite in Jakarta Office.

The Critical Tasks You Will Perform

Independently design data-driven strategies for business problems within acceptable risk, covering whitelisting, underwriting, and lending limits. Manage the lending portfolio, advising on actions to maintain healthy metrics, while collaborating with business, engineering, credit decision, data science, operations, legal, finance, and regional teams.

What Essential Skills You Will Need

A recognized Degree qualification, preferably in Business, Finance, Economics and Computer Science

At least 7 years of full-time experience across consumer credit, broader Retail/SME

Experience in consumer lending, with team leadership and a strong professional network across Indonesia's financial services, e-commerce, and retail sectors

Experience with delivery of tangible results across previous roles Able to make key business decisions or provide solid recommendations based on data and analytical thinking

Collaborate with senior partners across departments such as credit risk, operations, legal, finance, and regional teams

Data Analysis, including using SQL and Phyton

Design effective PowerPoint presentations

Experience with the local financial regulatory environment, compliance and customer due diligence process

Life at Grab

We care about your well-being at Grab, here are some of the global benefits we offer:

• We have your back with Term Life Insurance and comprehensive Medical Insurance.
• With GrabFlex, create a benefits package that suits your needs and aspirations.
• Celebrate moments that matter in life with loved ones through Parental and Birthday leave, and give back to your communities through Love-all-Serve-all (LASA) volunteering leave
• We have a confidential Grabber Assistance Programme to guide and uplift you and your loved ones through life's challenges.
• Balancing personal commitments and life's demands are made easier with our FlexWork arrangements such as differentiated hours

What We Stand For at Grab

We are committed to building an inclusive and equitable workplace that enables diverse Grabbers to grow and perform at their best. As an equal opportunity employer, we consider all candidates fairly and equally regardless of nationality, ethnicity, religion, age, gender identity, sexual orientation, family commitments, physical and mental impairments or disabilities, and other attributes that make them unique.