Credit Risk BA

Capco

India (India - Bengaluru) permanent

Posted: February 25, 2026

Job Description

Job Title: Credit Risk BA

About Us

“Capco, a Wipro company, is a global technology and management consulting firm. Awarded with Consultancy of the year in the British Bank Award and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount. With our presence across 32 cities across globe, we support 100+ clients across banking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery.

WHY JOIN CAPCO?

You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry.

MAKE AN IMPACT

Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services.

#BEYOURSELFATWORK

Capco has a tolerant, open culture that values diversity, inclusivity, and creativity.

CAREER ADVANCEMENT

With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands.

DIVERSITY & INCLUSION

We believe that diversity of people and perspective gives us a competitive advantage.

MAKE AN IMPACT

Job Title: Credit Risk BA

Role Summary:

Skills needed for the role:

• Knowledge on Business analysis, requirements gathering and design techniques.

• Knowledge in wholesale credit risk is must, including various aspects of credit & lending lifecycle, model development and deployment lifecycle including various regulatory aspects pertaining to credit risk.

• Understanding of the risk and business systems typically involved, knowledge of the type of data required to build credit risk models (PD/LGD/EAD), the role of these models in managing credit risk and the key regulatory drivers for such models (e.g., Basel III)

• Exposure to various regulatory requirements and guidelines such as Basel, CRR, PRA, EBA, ECB etc.

• Hands on experience of working and managing credit risk rating systems, rating process, financial spreading, applicable data and control requirements, report generations.

In addition to the above skills, if we can find individuals with any of the below skills, that would be an added bonus-

• Exposure/experience in Automation/IT development.

• Exposure/experience in Credit approvals

• Exposure/experience in Data analysis.

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