Credit Origination Manager

Standard Bank Offshore is the offshore arm of the Standard Bank Group, a leading Africa focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services   offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals.

Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, MAUs and South Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To proactively originate, assess, structure, and support the execution of structured product deals for Business and Commercial Banking clients within a market, while ensuring high-quality credit submissions and effective risk management. To deliver a seamless client credit experience and contribute to the structured debt product revenue growth and market penetration.

Minimum Qualification: 

• First Degree in Business Commerce (Required)
• Post Graduate Degree in Business Commerce (Preferred)

Experience Required :

• 5 - 7 years experience in Business & Commercial Banking
• Experience in credit origination, commercial property lending, and corporate/business banking and has demonstrated experience structuring property finance deals and conducting robust credit analysis. Experience partnering with Relationship Managers and influencing client outcomes.
• 3 - 4 years experience
• Exposure to offshore banking environment advantageous.

Key Outputs :

• Accompany the Relationship Managers (RMs) on client visits to identify credit needs early in the deal process to shape deal strategy upfront, accelerate origination, and enhance client value delivery.
• Apply strong credit analysis and structuring expertise to shape well‑structured, risk‑aligned proposals to improve deal feasibility, strengthen approval outcomes, and support asset growth.
• Originate and structure debt solutions in partnership with RMs and the relevant product heads to drive revenue growth, deepen client relationships, and strengthen the bank’s market position.
• Provide structured debt insights to shape client selection, credit appetite, and the development of client engagement strategies to ensure portfolio quality and strategic focus on high‑value sectors and clients.
• Participate in the Business Assessment Committee, negotiations, and structuring discussions to guide viable deal design and support alignment with bank strategy and risk appetite.

 

Behavioural Competencies:

• Adopting Practical Approaches
• Challenging Ideas
• Convincing People
• Developing Expertise
• Developing Strategies

Technical Competencies:

• Business Acumen (Audit)
• Financial Acumen
• Risk Acceptance
• Risk Awareness
• Risk Identification
• Risk Management
• Commercial Acumen

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