Credit Officer

At Euronet, we don't just build payment solutions — we shape the future of how the world moves money as a global leader in payments processing and cross-border transactions. From mobile wallets and card issuing to real-time payment platforms, our products drive digital transformation in 160+ countries.

We're looking for a Credit Officer to join our Merchant Services & EFT team — someone who is passionate about credit risk, knows how to evaluate merchants effectively, and enjoys working in a collaborative, fast‑paced environment. In this role, you’ll assess new merchant applications, monitor our existing portfolio, and work closely with cross‑functional teams to help ensure safe and sustainable business growth.

Your Life @Euronet

As a #Euronetter, you'll be part of a truly human-centered culture built on trust, respect, and cooperation. Your contributions will be recognized, and your growth supported through meaningful career development opportunities.

Perks & Benefits That Matter

• Competitive compensation package
• Annual performance-based bonus
• Private health insurance
• Employee Stock Purchase Plan
• Top-of-the-line tools and equipment
• Hybrid working model
• Career development and annual performance review
• Employee referral bonus, wellbeing programs & volunteering activities
• Opportunity to work in a dynamic, stable, and international environment

How You 'll Make An Impact

• Participate in two core business areas: POS acquiring services across the EFT Merchant Services portfolio and Onboarding of merchants for the ATM Merchant Fill business
• Conduct credit analysis and due diligence for new merchant applications, assessing financial and operational risk
• Review and evaluate additional requests from existing merchants, such as limit increases or new service enablements
• Monitor the performance and risk profile of the existing merchant portfolio, identifying early warning indicators and recommending corrective actions
• Collaborate closely with Sales, Compliance, Operations, Finance, and Product teams to support efficient, secure merchant onboarding
• Prepare reporting for management, highlighting trends, risks, and portfolio insights
• Ensure compliance with internal credit policies, risk assessment standards, and regulatory guidance

What Makes You a Great Fit

• 3-5 years of proven credit risk experience in financial services, banking, acquiring, or similar industry
• Experience in POS acquiring or merchant services is a strong plus
• Bachelor’s degree in Finance, Accounting, Banking, Business Administration, or related field
• Excellent communication skills in English and Greek, both written and spoken
• Advanced user of MS Office applications, especially Excel (Power Query, Power Pivot), Word, and PowerPoint
• Eligibility to work in the EU full‑time and permanently, without employer sponsorship

What Will Help You Thrive

• Strong analytical and problem‑solving mindset
• Proactive, hands‑on attitude with high energy and professional drive
• Ability to work effectively in a fast‑paced, team‑oriented, and cross‑functional environment
• Strong organizational and project management skills
• Ability to deliver results under pressure and adapt quickly to change

At Euronet, we are an Equal Opportunity Employer, and all qualified applicants will receive consideration of employment without regard to race, color, religion, gender, sexual orientation, gender identity, or national origin, age, disability status, genetic information, protected veteran status, or any other characteristic protected by law.