Credit and Accounting Analyst

Headquartered in Louisville, KY, Mercer Transportation is consistently ranked among the top carriers in the U.S. For over 40 years, we’ve built our reputation as one of the nation’s leading owner-operator companies by fostering a family-oriented culture rooted in honesty, professional freedom, and respect.

We’re seeking a Credit & Accounting Analyst who thrives in a fast-paced, detail-oriented, and analytical environment. This role is primarily responsible for evaluating new and existing customers to determine creditworthiness, establishing appropriate credit limits, and maintaining accurate credit records to support timely business decisions.

In addition to credit responsibilities, this role supports key accounting functions, including reconciliations, journal entries, and financial reporting. Success in this position requires strong financial analysis skills, sound judgment, and the ability to balance customer-facing credit decisions with accurate financial execution.

You’ll work closely with Agents, Accounts Receivable and other internal teams to assess financial risk, protect company assets, and support operational efficiency. 

This position is onsite Monday – Friday, 8:00 AM to 5:00 PM.

What’s In It For You

Comprehensive Health Coverage – Mercer contributes over $7,500/year toward your health insurance

Wellness Incentives – Qualify for our Wellness Rate and pay as little as $0/month for employee-only coverage

Earn Extra Rewards – Receive up to $300/year in gift cards through wellness initiatives

Generous Time Off – Paid Time Off plus company-paid holidays

Company-Paid Protection – Life Insurance and Long-Term Disability included at no cost

Optional Benefits – Dental, Vision, Flexible Spending Accounts, and Short-Term Disability

Secure Your Future – 401(k) with company match

Professional Growth – Opportunities to expand your knowledge in credit analysis, financial review, and risk management

What You’ll Do

Credit & Risk Management 

Evaluate new and existing customers to determine creditworthiness in alignment with Mercer’s credit policies

Analyze financial statements, trade data, and references to support credit decisions and limit recommendations

Establish and adjust credit limits based on risk exposure and available coverage

Maintain accurate credit files and monitor active accounts for risk changes

Partner with Agents and Accounts Receivable to resolve account issues and support timely collections

Communicate credit decisions clearly with internal teams and customers to support business operations

Accounting & Financial Support 

Prepare journal entries and perform general ledger reconciliations

Support audits, financial reporting, and tax filings

Assist with commissions, 1099 processing, and other accounting-related tasks

Who You Are

Analytical and detail-oriented with strong problem-solving skills

Analytical and detail-oriented with strong problem-solving skills

Comfortable reviewing financial statements and making risk-based decisions

Strong communicator with the ability to work effectively with internal teams and external partners

Organized and able to manage competing priorities in a fast-paced environment

Professional and diplomatic when handling sensitive financial matters

Proficient with Microsoft Office, especially Excel, and comfortable learning new systems

Qualifications

Associate’s degree required; Bachelor’s degree in Finance, Accounting, or Business Administration preferred

Minimum of two years’ experience in credit analysis, credit processing, or collections

Working knowledge of general accounting principles and financial statement analysis

Strong written, verbal, and interpersonal communication skills

Demonstrated ability to make sound decisions and resolve issues efficiently

May be subject to the following screening requirements: Motor Vehicle, Drug Screen, Criminal Background Check.

Why Mercer

At Mercer, you’ll be part of a collaborative, people-first team where relationships matter and performance drives opportunity. We invest in training, value open communication, and support growth for individuals who are willing to learn, adapt, and take ownership of their success.

Equal Employment Opportunity

We are an Equal Opportunity Employer dedicated to a policy of non-discrimination in employment on the basis of race, color, religion, sex, national origin, age, sexual orientation, disability, or veteran status.