Claims Specialist, Large Loss

At Swyfft, we're reshaping the way home insurance and commercial package products are priced and bound. We've created an insurance experience that's smart, instant, and designed to deliver unparalleled customer service.

Our focus on lightning-fast quotes and seamless claims servicing is powered by cutting-edge technology and an Agent and Customer-centric approach that sets us apart in the industry.

Joining Swyfft means becoming part of a dynamic team of forward-thinkers who thrive on moving fast and delivering exceptional products. We pride ourselves on fostering an environment where creativity and positive energy thrive.

As we continue to grow and expand, we're on the lookout for experienced professionals like you to join us in transforming the insurance landscape. If you're passionate about leveraging technology to provide the best customer service experience and are ready to be a part of our journey, we welcome you to explore opportunities at Swyfft!

About the Position:

Tired of working for a traditional claims carrier? Does the idea of working in a technology focused insurance environment excite you? Are you ready to become a part of something that's just as exciting as our lightning-fast quotes? Our team of experienced desk adjusters are the best of the best when it comes to handling Large Loss claims. Our "Swyfft" mindset allows us to promote a faster, friendlier claims process which equals happier policyholders.

*This position is a 100% remote U.S. based opportunity that can be based in one of the following states only: AL, AZ, FL, GA, KY, LA, MA, MO, NC, NJ, NY, OH, OR, PA, SC, TX, UT, VA, WA, WI.

Some travel for day-to-day work, team meetings, and training will be required.

Key Responsibilities: (What you'll be asked to do)

Investigate, analyze, and determine the extent of liability concerning first party homeowner property large losses and damages of $100K+.

Negotiate settlements and make payments within scope of authority, settling claims timely, and in the most cost-effective manner.

Effectively communicate with policyholders, agents, and service providers via phone, email, and internal systems to accurately document claim details.

Effectively manage loss and expense reserves to ensure accurate and timely reserving practices on all large loss claim exposures.

Create and maintain comprehensive claim handling documentation in the electronic claims management system and related applications including the completion and escalation of Large Loss Reports (LLR’s).

Ability to successfully manage a pending claim volume at varying stages in the claims process.

Interpret and apply the details of an insurance policy to ensure the accuracy of payments and claims declinations.

Ability to understand, computer generated loss estimates and construction terminology.

Update and maintain comprehensive claim handling notations in our electronic claims management system and other related applications.

The Successful Candidate: (What we're looking for)

Ensure that all assigned claims are resolved timely, reserved accurately, and handled fairly and in compliance with company guidelines. 

You come to us with a proven track record of handling claims and homeowner property losses. Previous field adjusting and/or construction experience is extremely valuable to us.

You have a solid technical background that includes an excellent understanding (and hands-on experience) in loss estimating, homeowner policy coverages, and construction.

You're comfortable working in a metrics driven claims environment.

Both internal (your peers) and external clients commend your excellent communication and follow up skills.

You're detail oriented, organized, and can multi-task like nothing anyone has ever seen before!

You're a get the job done, self-starter that thrives in a fast-paced, team-oriented environment.

HAAG Certification is a plus.

Some Requirements:

10+ years of experience as a desk adjuster in the homeowner/property field.

Previous experience with Large Loss adjusting.

Understanding valued policy states and knowledge of which perils apply and when tendering limits are appropriate.

Previous experience working with contractors, and vendors for complex claims resolution.

Familiarity with large-scale rebuilds and mitigation estimates.

You are currently licensed or eligible for licensing as an adjuster in the states of:  TX, FL, NY, LA, MA, and AL (we can provide assistance with your licensing fees).

Education:

Bachelor’s degree or equivalent experience is preferred.

High School Diploma or its equivalent (GED) is required.

Computer Skills: 

Must be proficient with MS Office and other internal insurance related programs, systems, or applications. (Outlook, Word, and Excel)

Ability to communicate effectively using programs such as Slack & MS Teams. You are comfortable sharing screens and video chatting.

Previous experience using estimating software (Cotality) is a plus.

Other:

Reliable high-speed internet connectivity required.

Designated quiet work from home space.

We Have a Great Benefits Package!

20 days of PTO annually

Medical, Dental, Vision

Short- and Long-Term Disability (Company Paid)

Life & AD&D (Company Paid)

Healthcare, Dependent Care and Transit FSA

401K with a generous matching contribution and no vesting schedule 

It is the policy of Swyfft to provide equal employment opportunities to all employees and applicants for employment without regard to race, religion, color, ethnic origin, gender, gender identity, age, marital status, veteran status, sexual orientation, disability, or any other basis prohibited by applicable federal, state, or local law. EOE/AA/M/D/V/F.

Please Note: Swyfft is not accepting 3rd party agency resumes for this position, please do not forward resumes to our careers email address or Swyfft employees. Swyfft will not be responsible for any fees related to unsolicited resumes.