Chief Executive Officer

Chief Executive Officer 

This role is based in a leading EU Mediterranean jurisdiction recognised for its robust regulatory framework for payments and virtual financial assets for a newly incorporated but not yet licensed business. This candidate will directly contribute to the license application process.

Company Overview

ONE.io was founded in 2017 as an OTC digital asset trading desk, serving high-net-worth individuals, corporates, and institutional clients globally. Recognising that our clients – generally in sectors underserved by the traditional banking system – were facing tremendous difficulty in the movement of fiat funds, we undertook to resolve this industry pain point by shifting our focus toward the provision of payment services. We subsequently acquired our PI licence from the FCA in 2020, and launched our proprietary payments platform in 2021.

Today we provide a unified end-to-end financial services solution for corporate clients through our core propositions - ONE.io Connect (Payments Platform), ONE.io Fusion (OTC Crypto Trading and Crypto Gateway). We leverage a strong network of banking partners and regulatory licenses to serve clients effectively on a global scale.

Through a single onboarding journey with us, clients get access to a full suite of products and services, including named IBANs in multiple fiat currencies, foreign exchange, and access to payment rails including SWIFT, SEPA, Faster Payments and CHAPS.

The ONE.io Group is very culture-driven and employees live by our values which include:

Ingenuity: Constantly improving with creativity and confidence

Integrity: Brave and tenacious in pursuit of equality

Unity: A team empowered by shared beliefs and commitment

Dedication: Intuitive to our customers needs and accountable for our actions

Role Overview

We are seeking an experienced and driven professional to lead and oversee the establishment and ongoing operations of a Electronic Money Institution (EMI) and CASP. This role is critical in ensuring regulatory compliance, operational excellence, and sustainable growth within a highly regulated financial services environment.

Key Responsibilities

Leadership & Team Management

Recruit, lead, and develop a high-performing EMI operations team.

Collaborate with cross-functional teams including legal, finance, product, and technology.

Foster a culture of compliance, accountability, and continuous improvement.

Product & Innovation

Support the development and launch of EMI and CASP related products and services.

Work closely with product and tech teams to ensure compliance-by-design.

Stay updated on industry trends, fintech innovation, and regulatory changes.

Operations & Strategy

Build and manage the EMI and CASP operational framework, including payments, safeguarding, and transaction monitoring.

Develop and execute the company’s EMI strategy aligned with overall business objectives.

Ensure efficient onboarding, KYC/AML processes, and customer lifecycle management.

Monitor operational performance and implement improvements where necessary.

Regulatory & Compliance

Lead the EMI licensing process with the local Financial Services Authority (MFSA).

Ensure full compliance with all applicable regulations, including AML/CFT, PSD2, upcoming PSD3 and PSR frameworks, and local requirements.

Act as a key point of contact with regulators, auditors, and external stakeholders.

Oversee the development and maintenance of internal policies, procedures, and controls.

Risk Management

Identify, assess, and mitigate operational, financial, and compliance risks.

Implement robust risk management frameworks and reporting structures.

Ensure safeguarding of client funds in accordance with regulatory requirements.

Skills and Experience

Experience

Proven experience working within or setting up an EMI or similar regulated entity.

Strong knowledge of EU financial regulations, particularly PSD2, upcoming PSD3 and PSR frameworks and AML directives.

Experience interacting with regulatory authorities (MFSA experience is highly desirable).

Skills

Strong leadership and stakeholder management skills.

Deep understanding of payments, e-money, and financial operations.

Excellent analytical, organizational, and problem-solving abilities.

Effective communication skills, both written and verbal.

Qualifications

Bachelor’s degree in Finance, Business, Law, or a related field (Master’s preferred).

Relevant certifications in compliance, risk, or financial services are a plus.

ONE prides itself on being an equal opportunities employer. We will always hire people based on merit and will never discriminate against someone based on gender, race, religion, or background.

Unfortunately, we cannot offer sponsorship at present.