Business Specialist (Credit Cards)

Come Make an Impact on Millions of Brazilians!

At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.

We serve over 10 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.

Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.

We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible.

If you’re ready to do your best work, at scale, with purpose — this is your place

Responsibilities

About the Role: We're looking for a Business Specialist in Credit Card to work at the intersection of Product, Credit, Finance and Growth, translating business opportunities into initiatives that drive real impact. You'll be responsible for deeply understanding the market, identifying growth levers, and collaborating with Product, Data, and other teams to accelerate results.

• Analyze product P&L and performance to identify growth opportunities based on data
• Structure and track growth & monetization initiatives, from conception through results measurement
• Conduct market analyses, benchmarks, and trend mapping in the fintech sector
• Serve as a connector between Product, Credit, Finance and Operations teams
• Support strategic decisions with structured analyses and clear recommendations for leadership
• Responsible for weekly reports to C-level executives

Requirements:
• Solid experience in business, growth, strategy, or consulting (3+ years)

• Strong analytical thinking, with the ability to turn data into decisions
• Problem solving mindset
• Proficiency in analytical tools (advanced SQL/Databricks/Excel/Sheets)
• IA daily user - Claude/N8N/Gemini/Others
• Strong communication skills to present recommendations in a clear and structured way
• Knowledge of the fintech, payments, or financial services market

Nice to Have

• Prior experience at a fintech or high-growth tech company
• Python
• Fluent in Spanish/English
• Experience in agile environments and cross-functional squads

What We Offer

• A dynamic environment with real autonomy and impact on decisions
• A data-driven and experimentation culture
• Competitive benefits package
• Growth opportunities at one of Brazil's most relevant fintechs

Benefits:
• Competitive and market-aligned salary.

• Remote work — wherever you are, you’re part of the team!
• Home office allowance through a monthly deposit in the RecargaPay app.
• Health and dental plans with no co-pay.
• Life insurance.
• Flexible meal allowance (via Flash).
• TotalPass membership to take care of your health.

Diversity & Inclusion at RecargaPay

At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the use of your Data

By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).