AVP, Commercial Banking

About Lakeland Credit Union

Lakeland Credit Union is a full-service financial institution proudly owned by its 11,000 members in the Bonnyville & Cold Lake region of Alberta, serving the community since 1940. We prioritize people over profits, donating generously, and our employees volunteering over 10,000 hours. As an employer, we value inspired, engaged, and empowered employees, fostering professional growth through continuing education, career opportunities, and collaborative decision-making. At Lakeland Credit Union, you'll enjoy a supportive workplace while making a meaningful impact in the community. 

About the Opportunity

Under executive direction, the AVP, Commercial Banking will provide innovative credit solutions and approval of commercial, agricultural and consumer credit applications beyond branch limits. The AVP, Commercial Banking will identify and implement new and revised credit processes, procedures and reporting. This role provides analysis in such areas as financial information, security valuations, terms and conditions of the credit request to ensure that approved applications are appropriately structures to minimize risk of default and outcomes reflect LCU’s values, business strategy and goals. In addition, the AVP, Commercial Banking will provide coaching, direction and support the Relationship Managers.

You'll not only work closely with a talented team but with members to understand their unique needs but also collaborate with internal teams to identify opportunities, mitigate risks, and contribute to the credit union's success. This role requires a proactive approach, strategic thinking, and a dedication to exceptional member service and above all exceptional leadership skills.

Qualifications

7-9 years of experience, preferably in a credit union, including direct experience in business lending, credit adjudication and relationship management

Excellent critical analysis and decision-making skills.

A high attention to technical detail and proven ability to work effectively in a time sensitive and team environment.

Strong quantitative skills, with some familiarity of basic statistics.

Strong leadership, impact, influencing and presentation skills.

Excellent relationship, interpersonal and communication skills.

Strong business acumen coupled with a demonstrated ability to initiate action to achieve results and meet deadlines while respecting fundamental corporate values.

Strong and thorough knowledge of the commercial banking marketplace and the market area’s key industries and competitive positioning within the assigned market areas.

Exceptional demonstrated ability to analyze financial statements and understand aspects of lending, market analysis and industry trends, and cash management, etc.

Ability to work independently with confidence and strong commitment to member service.

Advanced credit and interviewing techniques, credit investigation and underwriting skills.

Ability to work in normal business environment as well as flexible to work evenings and/or attend community events. Travel may be required for this role.

Strong expertise in Commercial Lending and Portfolio Management, including drafting and managing credit solutions.

Excellent communication and organizational skills with a proactive and collaborative mindset.

Previous experience in a leadership or senior-level role within financial services is required

Relevant post-secondary education in finance, economics, or business is highly desirable.

Commitment to Lakeland Credit Union’s values of community enrichment and member-focused service.

What We Offer

Lakeland Credit Union is dedicated to making a positive impact on their members and community. We offer great compensation, benefits, and a fun team environment. Join the team in Bonnyville and help make a difference!

Competitive pay and comprehensive benefits.

Flexible spending account.

RRSP matching after 3 months.

Discounted employee financial services benefits. 

Opportunities for personal and professional development.

A supportive and fun team environment.

Move beyond a job with crazy hours and unpredictable schedules. Choose to make a real difference in people's lives and in your community by applying your skills and knowledge at your locally owned financial institution. Join a professional, caring and supportive workplace to move your career forward.

Apply for a role at Lakeland Credit Union today and start changing lives, one member at a time. Live. Grow. THRIVE here!

Thank you for your interest. Interviews will be conducted as qualified candidates are received. Due to the anticipated volume of applications, only those selected for an interview will be contacted. Lakeland Credit Union is committed to the principles of equality and diversity in the workplace. AI will not be used during the recruitment, selection, and hiring process.