Associate Manager - Business Finance

Build the future of banking
Zeta is a next-generation banking technology company providing cloud-native, fully stackable processing and core banking platforms for issuers. With a focus on scalability, compliance, and innovation, Zeta empowers financial institutions to modernize their technology infrastructure and deliver secure, seamless digital banking experiences. Our impact runs at real-world scale. Today, over 25 million cards are live on Zeta-powered platforms across 7 countries, supported by a passionate team of 1,700+ Zetanauts across India, the US, EMEA, and Asia. Backed by SoftBank Vision Fund, Mastercard, and other reputed strategic investors, we reached a valuation of $2 billion in 2025.

Our focus is on establishing product lines that focus on key outcomes by addressing real customer pain points, modernizing legacy systems, and strengthening core fundamentals. As a result, our systems and platforms support a wide range of banking and payments capabilities, including:
1.Tachyon, our cloud-native banking stack built for population-scale systems
2.Cipher, our unified authentication platform for secure, high-volume banking environments
3.Digital Credit as a Service, enabling banks to launch credit lines on UPI
4.Elena, our intelligent and conversational AI platform for banking
5.Pixel, India’s first digital-native credit card, launched in partnership with HDFC Bank, for whom we also revamped their PayZapp mobile app: Winner of the Celent Model Bank Award for Payments Innovation 2024
6.Sparrow, the leading card experience for non-prime cardholders in the US
7.…and more across cards, payments, lending, and core banking.

We are an engineering-first organization that values ownership, bias for action, and long-term thinking. Together, we solve some of the hardest problems in banking tech. Our culture is built around trust, collaboration, and creating the conditions for you to drive impact proportionate to your potential. Reinforcing our commitment to creating an inclusive and supportive workplace, we have been consistently recognized as a Great Place to Work.

If you want to build cutting-edge banking tech that enables banks to serve millions reliably, securely, and at a population scale, Zeta is your playground.
If you would like to learn more about how we have grown and evolved over the years, watch our journey here. You can also explore our website and follow us on LinkedIn, Instagram, YouTube, and X.

About the role
The Business Finance Partner is a full-time role responsible for partnering with various business verticals within Zeta and leads discussions to drive respective business & financial performance. The role is responsible for providing business & financial analysis and reporting for business verticals along with managing and standardizing key business processes such as budgeting, Monthly business review, Pulse Business performance and providing meaningful insights. Driving performance of business functions and cost control are key deliverables.
This role requires the ability to work effectively under tight deadlines, extreme attention to detail, and consistently accurate, high quality financial analysis.

Responsibilities:
• Understanding of business units, their revenue and cost structures
• Develop, own, analyze and report the Annual Business Plan, financial budgets and periodic forecasts
• Establish and control budget, drive financial discipline in the company, set up financial control processes including monthly/Quarterly Operating Plan, and ensure adherence to budgets
• Manage business development activities according to financial plans to achieve profitability and revenue
• Review the actual results against the budgeted goals to identify and correct accounting issues and variances
• Analyze the trends of Key Performance Indicators (KPI) and helping leadership team in their decision making
• Provide analysis and insight that links financial reports to business strategies
• Leading discussions on improving GM, cost rationalization, engaging with different teams to improve GM by better negotiation
• Project planning and monitoring
• Provide financial support and advice to management in closing business deals
• Act as a key decision maker for financial related commitments in business projects
• Modify financial plan and budget amount based on the changes in business plans
• Assist in the preparation of capital budgets for the business units
• Develop profit and loss plan to ensure maximized returns and profit targets
• Manage the profit & loss statements and balance sheet to ensure financial integrity
• Coordinate with operations, sales, marketing, and customer service teams to supervise and support business operations effectively
• Inspect and approve all vendor contracts and account expenses of the verticals
• Building partnerships and maintaining strong relationships with all senior management and their teams
• Work closely with the accounting team to ensure accurate financial reporting
• Work towards standardization and documentation of key processes
• Develop and publish Board Review presentations and other management communication

Skills:
• High level of energy with a proactive attitude
• Good business acumen
• Strong analytical and data gathering skills, Attention to detail
• Strong communication skills, both verbal and written
• Strong knowledge of financial principles and their applications
• Ability to perform analysis, conclude decisions, and take initiative in the absence of perfect information
• Ability to thrive in an ambiguous environment and embrace change
• Ability to work under tight deadlines and to prioritize under pressure
• Ability to respond to issues quickly and effectively while responding and adapting to changing work situations and environments
• Ability to build trust and gain support of personnel across the organization
• Advanced systems and computer skills including ERP, BI, Excel & PowerPoint

Experience & Qualifications:
• B.Tech/ B.E./ B.Sc. (Engg.) + MBA with ~ 5 years of relevant experience

Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success