Analyst-Risk Management

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviours, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you’ll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact,and together, you will help us define the future of American Express.

How will you make an impact in this role?

This Analyst role sits within the Governance & Control organization supporting the International Issuing business. The role focuses on managing risks associated with affiliate relationships that support card issuance across international markets.

The Analyst works closely with business teams and control partners to support strong risk management practices throughout the lifecycle of affiliate engagements. This includes supporting contract intake, analysis, documentation, coordination, and ongoing monitoring to ensure activities are executed accurately, on time, and in line with regulatory and governance expectations.

Key Responsibilities:

Support the full life cycle of affiliate and engagements, including planning, due diligence, contract approval, ongoing monitoring, termination, and management of gaps and action plans.

Maintain accurate and well-organised documentation, including service descriptions, performance metrics, and other programme records.

Coordinate with business, risk, legal, finance, and outsourcing partners to support timely completion of required activities.

Track incoming requests, deadlines, open actions, and follow-ups to ensure work progresses as planned.

Prepare materials and summaries for management reviews, governance forums, audits, and regulatory interactions.

Act as a coordination partner for stakeholders across international markets, escalating issues when appropriate.

Analyse and summarise complex risk and operational information into clear, concise executive-level outputs.

Minimum Qualifications:

Bachelor’s degree in Business, Finance, Law or a related discipline.

Excellent English communication skills, both written and verbal.

Understanding of the Issuing Business, including product offerings, operational processes, and risk and control activities (e.g., business impact analysis, business continuity planning, risk self-assessments).

Strong organisational skills, attention to detail, and ability to manage multiple priorities.

Ability to work effectively in a fast-paced, complex environment with tight deadlines.

Strong relationship-building skills and ability to collaborate across teams and geographies.

Advanced Microsoft Excel and PowerPoint skills.

Preferred Qualifications:

Experience in risk management, controls, compliance, governance, or related fields.

Exposure to third-party or affiliate risk management, outsourcing, or operational risk processes.

Experience working in financial services or another regulated industry.

Additional language skills (e.g., Spanish, French) are an advantage.

Employment eligibility to work with American Express in Spain is required as the company will not pursue visa sponsorship for these positions.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.