Analyst, Credit Solutions

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.

Team Summary

The Asia Pacific (AP) Consumer Solutions group drives the deployment and optimization of Visa’s core products—Credit, Debit, and Prepaid—while leading the transformation of credential lifecycle and proposition management. This includes innovations like Account Level Management, Visa Flexible Credential, Installments, and the Digital Benefits Platform. Together, these capabilities empower Visa issuers to create differentiated card propositions that meet evolving consumer needs across the region.

The team is at the forefront of shifting from traditional card-based solutions to digital-first experiences, positioning Visa as the preferred way for consumers to spend and manage their money. Our work spans strategy, product development, P&L ownership, and coordination across global and local stakeholders

About the role:

We are seeking a dynamic individual to support how we diagnose, design and scale Visa’s credit expansion capabilities across Asia Pacific. As an analyst, you will support the development, launch and ongoing optimisation of our suite of credit offerings – executing our product strategy, improving consumer experiences and ensuring strong credit performance.    

This role offers the opportunity to collaborate with cross-functional teams at both regional and market levels, contribute to high-impact projects, and help define the future of Visa Consumer Solutions. If you’re someone early in your product career with strong analytical skills and a passion for financial products, this role is for you.  

Why This Role Matters:

Consumer Solutions are the foundation of Visa’s business in Asia Pacific, spanning all life-stage and income segments—from traditional credit products to instalments and emerging forms of unsecured lending. AP markets represent diverse levels of credit maturity and rapidly evolving issuer needs. This role will be pivotal in developing winning Consumer Value Propositions, best practices across credit expansion and portfolio optimisation, and modernizing our credit capabilities to differentiate Visa’s offerings and fuel regional growth. 

Key Responsibilities:

• Product Management: Support the design, development, and scaling of Credit Sales Plays, CVPs, and best‑practice frameworks across AP. Maintain high‑quality templates, toolkits, and governance materials, and analyse portfolio performance, lifecycle trends, and pilot diagnostics to inform strategy and execution. 
• Market & Client Insight: Conduct market scans, issuer benchmarking, consumer behaviour analysis, and competitive landscaping to strengthen product positioning and issuer engagement.  
• Sales Enablement: Track client pipelines and prepare issuer‑facing materials, including CVPs, insight packs, and playbooks to expand credit.  
• Commercial Evaluation: Build commercial and financial models to support issuer conversations, opportunity assessments, and internal recommendations. Contribute to market prioritisation, scenario modelling, and business case development for scaling credit capabilities. 

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

 

What you will need:

• Degree in any relevant discipline with 5 years experience
• Strong analytical and quantitative skills.
• Ability to structure insights clearly and develop executive-ready materials.
• Strong organisational skills and the ability to manage multiple workstreams.
• High learning agility and an interest in payments, credit, and emerging technologies.

What will help:

• Exposure to payments, fintech, or credit/lending products.
• Familiarity with consumer credit products, credit risk, or lending value chains.
• Basic understanding of compliance, risk, or data privacy considerations.
• Awareness of consumer behavior trends, especially in banking, lending and payments.
• You’re not expected to have 100% of these skills. We value people with a growth mindset, so if you have most of these things in your toolbox, we’d love to hear from you.

We also know that innovation thrives on teams where diverse points of view come together to solve hard problems in new ways. As such, we’re looking for people that bring diverse life experiences, diverse educational backgrounds, diverse cultures, and diverse work experiences. Please be prepared to share with us how your perspective will bring something unique and valuable to our team.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.