AML Operations Analyst (QA)

LemFi (Series B) is building the go-to financial app for the Global South.

Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live.

What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth.

With over 2 million users across the globe, we process over $1.5B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity.

The Role

As a Quality Assurance Analyst - AML Operations within the Compliance Operations team, you will play a critical role in conducting independent quality reviews of the tasks in AML Operations to ensure accuracy, consistency, and compliance with internal processes, as well as regulatory requirements. Reporting to the AML Operations Team Leader, you will support risk mitigation by identifying gaps, providing feedback and promoting continuous improvement in AML Operations.

You will contribute directly to maintaining strong AML and CFT controls while supporting LemFi’s mission to deliver accessible and trustworthy financial services at scale.

How You’ll Contribute

• Review: Perform quality assurance reviews, which include AML/fraud alerts, transaction monitoring cases, KYC/CDD.

• Assess: Assess investigations for completeness, accuracy, regulatory compliance and adherence to internal procedures.

• Identify: Identify errors, control gaps, and emerging trends in AML processes.

• Document and Report: Document Quality Assurance findings clearly and provide constructive feedback to AML Operations Analysts, as well as assist in preparing Quality Assurance metrics, reports, and trend analysis for management.

• Collaborate & Learn: Work cross functionally and continuously build knowledge of emerging AML typologies, risks, and criminal trends.

Who You Are

• Quality focused: You are consistent and have a quality focused mindset

• Risk Minded: You apply sound judgement when assessing customer and transaction risk, balancing control with customer impact.

• Detail Oriented: You spot inconsistencies and red flags that others may miss, ensuring high quality reviews.

• Objective: You are able to assess investigator judgement and decision making objectively.

• Proactive: You maintain a proactive approach to continuous improvement and process enhancements.

• Ownership Driven: You take responsibility for your decisions and follow cases through to completion without constant oversight.

• Adaptable: You are comfortable working in a fast changing environment with evolving regulations and priorities.

• Use Data to Support Decisions: Review alert and case information to support accurate decision making under guidance from senior team members.

• Collaborative: You work well with global teams and support shared outcomes over individual wins.

What You’ll Bring

• One or more years of AMLand/or CDD compliance experience within a fintech, financial institution, or advisory/audit company.

• Hands on experience with KYC reviews, ID verification, enhanced due diligence, sanctions and transaction monitoring alerts.

• Knowledge of AML regulations and frameworks

• Ability to independently assess customer risk and make defensible decisions.

• Strong written and verbal communication skills in English.

• Ability to document findings clearly and objectively

• Strong attention to detail and analytical skills

• Proficiency in Microsoft Office or Google Sheets for QA metrics and reporting.

• Excellent organisational skills with strong attention to detail.

The Interview Process

• Initial conversation with a Talent Partner

• Final interview (Technical and behavioural) with the Compliance operations team

Why Join LemFi?

Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We're changing this.

At LemFi, you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics - it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions.

Our Values: How We Win

• Sharp Customer Focus 🎯 We cut through the noise and prioritize ruthlessly based on what drives real value.

• Lead with Data 📊 We trade instinct for insight. We test, analyze, and own the outcomes.

• Ownership 🤝 We take responsibility for global outcomes, not just local wins.

• Grit 💪 We navigate ambiguity with resilience and keep pushing until the customer feels the impact.

You can connect with us on LinkedIn and Instagram and if you haven't already, download the app on the App Store or Google Play.

Diversity & Inclusion at LemFi

To build the best financial tools for the global diaspora, we need a team that reflects the world we serve. We welcome builders from all walks of life who embody our values over a perfect resume.

Don’t meet every single requirement in the job ad? Research shows that candidates from underrepresented backgrounds often hesitate to apply if they don't check every box. If you are excited about this role and our mission, we encourage you to apply anyway. You might be just the right person for this, or other roles.