AML Analyst EEA

About Uphold

Uphold is a financial technology company that believes on-chain services are the future of finance. It provides modern infrastructure for on-chain payments, banking and investments. Offering Consumer Services, Business Services and Institutional Trading, Uphold makes pioneering financial services easy and trusted for millions of customers in more than 140 countries.

Uphold integrates with more than 30 trading venues, including centralized and decentralized exchanges, to deliver superior liquidity and optimal execution. Uphold never loans out customer assets and is always 100% reserved.
The company pioneered radical transparency and uniquely publishes its assets and liabilities every 30 seconds on a public website (https://uphold.com/en-us/transparency).

Uphold strips away the complexity and lack of transparency to open up Web3 finance for everyone.

To learn more about Uphold, please visit https://uphold.com.

Job Summary

Uphold is looking for an AML Analyst to join our European compliance team, based in Lithuania. The main responsibility of this position will be reviewing and reporting attempted money laundering, terrorist financing and other financial crime. Your role will be to monitor and review customer activity, raising internal and external suspicious activity reports as needed, and to review and update customer due diligence information ensuring strict adherence to the firm’s KYC policies and Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) requirements. This is an incredibly exciting opportunity where you’ll support our team in protecting our business and customers from financial crime.

Essential Duties and Responsibilities

Conduct ongoing transaction monitoring to ensure the business is protected from financial crime

Conduct investigations into customer accounts and file suspicious activity reports to the relevant FIU and regulatory authorities

Investigate and report illicit activity to domestic and international law enforcement agencies and respond to incoming requests from external partners

Handle fraudulent and otherwise suspicious activity escalations from the wider Uphold team and from external parties such as banking and industry partners

Help us improve our transaction monitoring rules and suspicious activity escalation procedures

Helping with the development of new systems to improve efficiency

Dig deep into data and identify trends with the aim to prevent future malicious activity

Keep up to date with new laws and regulations that may affect Uphold and evaluate and advise on the impact of the changes

Other duties and responsibilities as required or assigned

Required Qualifications and Skills

Minimum 18 months working within the financial services industry

Previous experience investigating and reporting suspicious activity internally and to FIUs and regulators

Sound understanding of current fraud and AML typologies within financial services and the three lines of defense

Good communication/interpersonal skills – written, verbal and excellent telephone manner with the ability to work with stakeholders at all levels

Ability to work under pressure and meet deadlines

Fluent written and oral English skills

Bonus if you have:

Previous experience working at a Fintech company, even better if you have experience in crypto

Experience with blockchain analytics vendors, such as Chainalysis and Elliptic 

Additional European languages, specifically German or French

Experience writing SQL and communicating the results

Professional qualifications such as ACAMS, ICA etc.

Fluency in cryptocurrencies or other digital assets as they are core to our business

Experience with test automation techniques/tools.

What We Offer

Innovation and Impact: Contribute to pioneering projects in a dynamic and challenging environment.

Competitive Compensation: Performance bonuses, and comprehensive benefits on top of a competitive salary.

Strong Company Culture: Thrive in a supportive, collegiate environment with values of integrity, teamwork, accountability, and excellence.

Global Collaboration: Participate in regular updates, strategy sessions, and networking opportunities across the group.

Development Opportunities: Access training and mentorship programs.

Flexibility: Enjoy options to work from home, other locations, or adjust your hours.

Inclusive Environment: Value and respect diverse perspectives.

Our Benefits

Annual bonus program based on individual, team and company performance.

Home office stipend for a productive setup.

Generous PTO, healthcare, and employee assistance programs.

Engaging events and celebrations.

Well-stocked office kitchen with a foodie culture.

Join us to grow, innovate, and contribute meaningfully. Be part of our talented team!

Visit our careers page for more exciting opportunities, if this role isn’t the perfect fit.

EEOC Employer

We're proud to be an Equal Opportunity Employer and we celebrate our employees' differences, including race, color, religion, gender identity, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, and any other protected classes. Difference makes us stronger and better - together.