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Accounts Payable Accountant

Santander

Utrecht permanent

Posted: April 16, 2026

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Quick Summary

I am an Accountant responsible for preparing invoices for payment, verifying compliance with internal policies, and performing accounting duties. I am located in Utrecht, Netherlands. Key skills required include strong accounting and financial analysis skills.

Job Description

Accounts Payable Accountant

Country: Netherlands

Accounts Payable Accountant

Santander Consumer Finance SA

Your role and the team 
For our office in Utrecht, we are looking for an Accounts Payable Accountant. In this position, you will be part of the Finance department, reporting to Accounting Manager, which is responsible for all financial activities of Dutch and Belgium branches.

You will fulfill an independent role, where you are primarily responsible for your own Accounts Payable duties. You prepare invoices for payment after verifying that they comply with all internal policies (e.g., internal approval guidelines and cost competency matrix). Organizing supplier inquiries or claims is also part of the role and your domain.

The team can best be described as an enthusiastic group with a lot of diversity. Result-oriented work is important. Both as a team and on an individual level. You report directly to the Manager Financial Accounting.

You are
You are someone who works accurately, is well-organized and structured, and has an eye for detail. You have a flexible, hands-on, and independent work attitude and feel comfortable in a dynamic environment. You are eager to follow strict policies and procedures and reinforce them. You enjoy working independently but also thrive in a team environment where you contribute to solutions and improvements.

Your duties and responsibilities in short

• Checking and booking incoming invoices in the financial system (FIS2000) For the Netherlands and Belgium branches
• Processing and coding all supplier invoices.
• Processing and controlling business credit cards.
• Processing weekly electronic payments, and manual payments request, ensuring timely and correct payments to suppliers.
• Reinforce approval process and budget controls.
• Preparing and maintaining AP reconciliations, as well as explaining and resolving discrepancies in reconciliations.
• Billing for marketing contributions and intercompany entities, as well as collecting the receivables.
• Collaborating daily with colleagues from the General Ledger (GL) team
• Contribute to enhancing and establishing new processes and improve existing ones.
• You assist with the maintenance of the accounting manual, departmental procedures, and work descriptions.

You have

• At least an HBO/Bachelor education, preferably in the field of accounting.
• 5+ years of relevant work experience in a similar position
• Basic accounting knowledge and VAT knowledge.
• Knowledge of Microsoft Excel.
• Preferred: good command of Dutch and English, in both speech and writing.
• Nice to have experience in an international work environment.

About us

We are
Santander Consumer Finance. We have been active in the consumer finance market in the Netherlands since 1985 (car financing, personal loans and stock financing). In the Netherlands, we serve our customers from our office in Utrecht, and since 1992 also in Belgium from our office in Merelbeke (near Ghent). The leasing company Santander Leasing is also part of Santander (in the Netherlands with offices in Den Bosch, and in Belgium from Merelbeke). Our Benelux team consists of approximately 350 colleagues. Together, we are part of the Santander Group, one of the largest financial institutions in the world.

What makes Santander, Santander?
We work with many different nationalities. Showing initiative is appreciated by us, just like humor. We stimulate creativity and spar with each other about new ideas. We have an open corporate culture with an informal working atmosphere.

What sets us apart:

• We have an open-plan office with several bigger or smaller meeting rooms and focus rooms if you have the need for more privacy and focus.
• We know how important mobile work is. Where it can be reconciled with the job, employees can work from home two or three days a week and are still connected to colleagues and customers via MS Teams.
• For 7 years, we have been receiving the Top Employer Netherlands, Belgium and Europe award.
• The health and wellbeing of our professionals are a priority and a fundamental pillar of Santander's value proposition, which is communicated internally and globally under the name Behealthy. At Santander, we believe that the wellbeing of our employees is key to creating a positive, dynamic and innovative work environment. When people feel good, they have greater energy, creativity, and commitment, thus driving the success of the entire organization. In times of change and great challenges to achieve together, it is even more important to adopt healthy habits that help us prevent diseases and maintain physical and mental balance.
• Our employees can get a sports subscription and Bicycle plan via our FiscFree offer.
• Our Evermood programme offers a platform free of charge for employees about various matters – from support in the form of tips on financial problems to advice on childcare issues and help with conflict resolution at work.

We offer  

• A personalized induction program so you can dream Santander and our way of working;
• A unique international working environment where you will work with different nationalities both internally and externally;
• A laptop;
• In addition to a competitive salary, you can count on a 13th month, annual performance bonus of up to 10% of your annual salary, 27 days of leave and a collective pension plan with 5% own contribution;
• Travel allowance EUR 0.23 per km with a maximum of 30 km one way or reimbursement of the entire journey by using an NS Business Card;
• We encourage development and growth and offer various training opportunities;
• The possibility to work partly from home with a home office allowance (€3,35) for the days you work from home.

Enthusiastic?

Join the team! This is your chance to use your talent in a dynamic, international organization.

*Screening is part of the application process. We check, based on the screening procedures in place within Santander, whether new employees are sufficiently reliable to perform work at Santander.

*We have a strong risk culture and expect all our professionals, regardless of their position, to have a proactive and responsible attitude towards risk management.

Acquisition in response to this vacancy is not desired.

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